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676 Buoy Dr, Perdido Key, FL, 32507

4beds
2baths
2,298sqft
$440,000
$191price/sqft
$3,515/moest. monthly cost
$140,600/yrincome needed

About This Home

Welcome to a home where modern convenience meets timeless comfort in a home designed to impress. This inviting 4 bedroom, 2 bathroom residence offers the perfect blend of style, efficiency, and functionality. Step inside to discover thoughtful upgrades throughout, including a custom-built bookshelf that adds both character and practical charm. The home is equipped with a remotely controlled solar panel system, providing energy efficiency and helping keep utility costs low. Major systems have been well maintained, with a NEW 2026 HVAC system, the roof is approximately 6 years old, and the water heater was replaced in 2016; offering peace of mind for years to come. A transfer switch is already installed, allowing the entire home to be powered during outages. Outside, enjoy an entertainer’s dream: a spacious 18x24 two-level deck complete with ceiling fans and surround sound; perfect for relaxing evenings or hosting gatherings. A 12x24 storage shed provides ample space for tools, hobbies, or extra storage needs, while the two-car garage adds everyday convenience. Located in the desirable Emerald Shores neighborhood, don’t miss your chance to own this well-appointed, energy-efficient home in a prime location.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
3/10
Escambia High SchoolGrades 9-127.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Disposal,Microwave,Refrigerator

Bedroom

  • Level: First
  • Area: 132

Bedroom1

  • Level: First
  • Area: 168

Bedroom2

  • Level: First
  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Door features: Insulated Doors
  • Window features: Double Pane Windows
  • Flooring: Tile,Carpet,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,298
  • Total interior livable area: 2,298 sqft

Kitchen

  • Level: First
  • Area: 99

Living Room

  • Level: First
  • Area: 240

Property

Details

  • Parcel number: 183s312600012001
  • Zoning description: Res Multi

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered Deck
  • Fencing: Back Yard

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$1,038$12,456
Property Taxes $22$264
Electricity $231$2,775
Total$3,515$42,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,514/yr
40% on housing$105,450/yr
45% on housing$93,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 32507$272
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32507$193
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$465,000
2026-03-25Price change$475,000
2026-03-14Listing removed$3,400
2026-02-21Listed for rent$3,400
2026-01-06Listing removed$4,000
2025-12-16Listed for rent$4,000
2025-10-15Listing removed$2,600
2025-09-27Price change$2,600
2025-09-08Price change$2,950
2025-08-31Listed for rent$3,600
2024-12-31Pending sale$409,000
2024-12-30Sold$400,000
2024-11-29Contingent$409,000
2024-11-02Price change$409,000
2024-10-04Listed for sale$420,000
2014-04-08Listing removed$1,350
2014-02-21Listed for rent$1,350
2011-09-24Listing removed$1,295
2011-09-23Price change$1,295
2011-08-28Listed for rent$1,395
2008-05-26Listing removed$1,250
2008-05-04Price change$1,250
2008-03-19Listed for sale$218,900
2006-08-10Sold$190,000
2003-09-10Sold$132,600

For Sale by Agent

AgentCatherine Ellis
BrokerageBetter Homes And Gardens Real Estate Main Street Properties

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