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93 Akea St, Hilo, HI, 96720

3beds
3baths
2,056sqft
$740,000
$360price/sqft
$4,847/moest. monthly cost
$193,880/yrincome needed

About This Home

Chic & charming, renovated mid-century home set on 15,000+ SF in desirable Waiakea neighborhood. Elevated lot provides privacy and a peaceful feel, lots of light & ocean breeze. Magical tropical garden oasis with mature orange and tangerine trees, hundreds of anthuriums, diverse orchid varieties, lush ferns, and more. House is conveniently close to town, but feels like a private retreat. Renovated in 2022: remodeled kitchen with granite countertops, new appliances (included), new luxury vinyl plank flooring throughout, updated dining room lighting, bathroom overhaul, brand new office or extra sleeping space. Oversized living and dining areas flow seamlessly with large picture windows and sliding doors that bring the outdoors in. The flexible floor plan includes distinct living spaces well-suited for flexible use. A rare find in this price range! Abundant storage throughout, including hallway closets and garage storage rooms. Large 2-car carport. Offered fully-furnished with quality pieces from Bamboo & Teak (teak dining set, teak queen bed frames, marble top TV console), as well as a large sectional, pull-out sofa bed, queen bed with adjustable base, and more. Just down the street from Hilo Municipal Golf Course & Fairway Grill, minutes to beaches, downtown Hilo, Hilo Benioff Medical Center, and Saddle Road.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
6/10
9/10
Waiakea High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Freezer,Microwave,Oven,Range Hood,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Vinyl

Interior Area

  • Total structure area: 2,056
  • Total interior livable area: 2,056 sqft

Property

Details

  • Parcel number: 3240510490000
  • Zoning: RS-15
  • Special condition: Fee Simple,Standard

Features

  • Has view: Yes
  • View description: Ocean Horizon
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 0.35 Acres

Parking

  • Parking features: Attached,Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Volcanic Activity
Earthquake
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$212$2,544
Property Taxes $232$2,784
Electricity $662$7,944
Total$4,847$58,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,182/yr
40% on housing$145,410/yr
45% on housing$129,253/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$360This listing

vs Other Active Listings

Avg $/sqft

ZIP 96720$443
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96720$466
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$699,000
2026-06-23Price change$740,000
2026-05-19Listed for sale$750,000
2022-03-14Sold$500,000
2022-01-27Contingent$495,000
2022-01-19Price change$495,000
2022-01-06Listed for sale$525,000

For Sale by Agent

AgentWhitney Pilzer Agee
BrokerageKW Big Island

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