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11972 SE 176th Place Rd, Summerfield, FL, 34491

3beds
2baths
1,738sqft
$325,000
$187price/sqft
$2,417/moest. monthly cost
$96,680/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Experience the gold standard of 55+ living in the gated Stonecrest community. This residence eliminates ''deferred maintenance'' risk with a NEW ROOF (2024) and COMPLETE HVAC overhaul (2025) including all NEW DUCTWORK and insulation. The interior features NEW WINDOWS for enhanced energy efficiency and NEW CARPET throughout the living areas, providing a fresh, move-in-ready feel. Inside, 10-foot ceilings and an open-concept layout create a voluminous feel that rivals new construction. The chef's kitchen features premium granite and stainless steel, while the primary suite offers a spa-like retreat. Unwind in the enclosed lanai, featuring a New Screen and a fully functional HOT TUB/SPA for year-round relaxation. Complete with a rare 2-car plus golf cart garage, you are steps from resort-style pools, championship golf, and fitness centers.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
Lake Weir Middle SchoolGrades 6-83.0 mi
2/10
Lake Weir High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Shingle
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Eat-in Kitchen,Open Floorplan,Pantry,Split Bedrooms,Vaulted Ceiling(s)

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,738 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 6272003021
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened
  • Has spa: Yes
  • Spa features: Community

Lot

  • Lot size: 7,840 sqft
  • Features: Other
  • Lot size dimensions: 80.0 ft x 95.0 ft

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Gated
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$204$2,448
Property Taxes $373$4,476
Electricity $197$2,366
Total$2,417$29,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,868/yr
40% on housing$72,510/yr
45% on housing$64,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 34491$197
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34491$176
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$327,500
2026-03-19Listed for sale$340,000
2016-12-22Sold$199,405
2016-11-07Pending sale$209,900
2016-10-26Price change$209,900
2016-08-12Listed for sale$215,900
2012-04-22Listing removed$155,000
2012-04-14Listed for sale$155,000
2012-01-09Sold$155,000
2011-12-15Price change$155,000
2011-06-27Listed for sale$165,000
2004-01-08Sold$160,400
2002-01-02Sold$142,700

For Sale by Agent

AgentMegan Hedrick
BrokerageMark Spain Real Estate

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