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3632 Ocean Dr, Vero Beach, FL, 32963

5beds
8baths
5,458sqft
$9,000,000
$1,649price/sqft
$74,762/moest. monthly cost
$2,990,480/yrincome needed

About This Home

Oceanfront Central Vero Beach! An exquisite fusion of Mediterranean & Caribbean architecture & flair, designed & built in 2015. Enter a long-covered colonnade that spans the garden, pool & summer kitchen. Double arched front door with a fanlight offers an elegant and light filled foyer. Natural Shellock pavers on all outside patios, walkways and stairs. Tile graces the living area floors. Mahagony built-in bookcases and floors, distinguish the library/den/music room with warmth. Upstairs primary bedroom with covered balcony and his and hers baths and closets. 3 car ac'd garage. Walk to shops.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

7/10
7/10
Gifford Middle SchoolGrades 6-83.7 mi
5/10
Vero Beach High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Solar Hot Water,Water Purifier,Washer
  • Laundry features: Lower Level,Laundry Room,Laundry Tub,In Unit

Bedroom

  • Dimensions: 18X21

Bedroom

  • Dimensions: 20X22

Bedroom

  • Dimensions: 17X18

Bedroom

  • Dimensions: 17X14

Bedroom

  • Dimensions: 15X22

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 8
  • Full bathrooms: 6
  • 1/2 bathrooms: 2

Den

  • Dimensions: 17X25

Features

  • Built-in Features,Closet Cabinetry,Crown Molding,Elevator,High Ceilings,Kitchen Island,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Central Vacuum,French Door(s)/Atrium Door(s)
  • Door features: French Doors
  • Window features: Blinds,Window Treatments
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,3+ Units

Interior Area

  • Total interior livable area: 5,458 sqft

Kitchen

  • Dimensions: 10X28

Living Room

  • Dimensions: 18X25

Other

  • Dimensions: 20X29

Property

Details

  • Parcel number: 32403100007019000009.1
  • Zoning: ,
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced,Electric Heat,Heated,Pool,Private
  • Patio & porch: Covered,Porch
  • Exterior features: Built-in Barbecue,Balcony,Barbecue,Fence,Sprinkler/Irrigation,Outdoor Kitchen,Porch,Rain Gutters,Propane Tank - Owned
  • Fencing: Wall
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Access,Ocean Front,Beach Access
  • Frontage length: 75
  • Living area range: 5001-5500

Lot

  • Lot size: 0.58 Acres
  • Features: 1/2 to 1 Acre Lot
  • Lot size dimensions: 75 x 335

Parking

  • Total spaces: 3
  • Parking features: Air Conditioned Garage,Detached,Garage,Three Car Garage,Garage Door Opener,Paver Block,Three or more Spaces
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $45,508$546,096
Home Insurance *$17,209$206,508
Property Taxes $11,496$137,952
Electricity $549$6,591
Total$74,762$897,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,563,268/yr
40% on housing$2,242,860/yr
45% on housing$1,993,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,649This listing

vs Other Active Listings

Avg $/sqft

ZIP 32963$999
Indian River County$313

vs Homes Sold Last Month

Median $/sqft

ZIP 32963$471
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Price change$9,000,000
2025-10-01Listed for sale$10,000,000
2025-07-06Listing removed$10,500,000
2025-04-08Listed for sale$10,500,000
2011-07-07Sold$1,550,000
2011-05-01Listed for sale$1,650,000

For Sale by Agent

AgentJanice Beth Jolly
BrokerageOne Sotheby's Int'l Realty

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