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2107 Ohio Pkwy, Rockford, IL, 61108

2beds
2baths
1,318sqft
$194,000
$147price/sqft
$1,623/moest. monthly cost
$64,920/yrincome needed

About This Home

Welcome to this well-maintained ranch nestled in one of Rockford's established neighborhoods! Offering timeless character and solid craftsmanship, this home is move-in ready while providing the perfect opportunity to add your own modern touches over time. Step inside to find a spacious living room highlighted by a beautiful white brick fireplace, creating a warm and inviting gathering space. The large eat-in kitchen offers abundant cabinet and counter space, stainless steel appliances, and room for everyday dining. Just off the kitchen, the formal dining room is ideal for hosting holidays, dinner parties, or family celebrations. The home features comfortable bedrooms with hardwood flooring, updated bathrooms, and a functional layout designed for easy living. Outside, enjoy a fully fenced backyard complete with a generous deck, garden beds, storage shed, and plenty of space for entertaining, pets, or summer cookouts. Additional highlights include an attached garage, mature landscaping, and a location convenient to shopping, restaurants, schools, parks, and major roadways. Whether you're a first-time buyer or looking for a home with room to build equity through cosmetic updates, this property is a fantastic opportunity you won't want to miss. Schedule your private showing today!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
Rolling GreenGrades K-50.5 mi
3/10
1/10
Rockford East High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1968

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Family Room

  • Level: Main
  • Area: 224
  • Dimensions: 14X16

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,318 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Laundry

  • Level: Main
  • Area: 84
  • Dimensions: 7X12

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 14X16

Master Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1231256014
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 7,200 sqft
  • Lot size dimensions: 60 x 120

Parking

  • Total spaces: 1
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $980$11,760
Home Insurance *$145$1,740
Property Taxes $368$4,416
Electricity $130$1,569
Total$1,623$19,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,645/yr
40% on housing$48,690/yr
45% on housing$43,280/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 61108$132
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61108$118
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2021-07-19Sold$115,000
2021-06-04Pending sale$100,000
2021-06-02Listed for sale$100,000
2019-08-26Sold$88,000
2019-07-13Listed for sale$85,000
2018-04-03Sold$65,000

For Sale by Agent

AgentFrancisco Martinez
BrokerageHome First Realty Inc

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