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141 Pineda St, Port Saint Joe, FL, 32456

3beds
3baths
1,560sqft
$750,000
$481price/sqft
$5,018/moest. monthly cost
$200,720/yrincome needed

About This Home

Just moments from the sugar-white sands of St. Joe Beach, this beautifully maintained 3-bedroom, 3-bath home offers the perfect blend of coastal serenity and proven investment potential. Currently operating as a successful rental with established gross rental income, the property presents an excellent opportunity for buyers seeking both lifestyle and performance. Thoughtfully designed and tastefully decorated, the home features multiple balconies that invite you to start your day with a sunrise over the Gulf or wind down in the evening as the sun sets to the sound of rolling waves. The interior layout provides flexibility and comfort, with spacious bedrooms and well-appointed bathrooms that easily accommodate guests. Natural light fills the living spaces, while durable finishes make beach living effortless. Below the home, ample covered space offers convenient storage for beach gear, bikes, and outdoor equipment—an essential feature for coastal living. Location is a standout feature, with easy beach access just steps away and a local restaurant within walking distance. When you're ready for shopping, dining, or entertainment, downtown Port St. Joe is less than a 10-minute drive. Whether you're looking for a turn-key rental investment, a second home by the beach, or a primary residence that keeps you close to the water, this St. Joe Beach property delivers stunning views, a peaceful setting, and exceptional value along the Forgotten Coast.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
4/10
Port St. Joe High SchoolGrades 6-128.9 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2002

Materials

  • Foundation: Pilings
  • Roof: Metal
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar
  • Window features: Window Treatments
  • Flooring: Vinyl

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 3,510
  • Total interior livable area: 1,560 sqft

Master Bedroom

  • Features: Blinds

Property

Details

  • Parcel number: 03946001R
  • Zoning description: Residential Single Family
  • Special condition: As Is
  • Exclusions: personal items

Features

  • Levels: 2
  • Stories: 2
  • Exterior features: Balcony
  • Has water view: Yes
  • Water view: Gulf

Lot

  • Lot size: 7,405 sqft
  • Features: Aerials/Topo Available,Cleared,Flood Insurance Required,Survey Available,Within 1/2 Mile of Water
  • Lot size dimensions: 50 x 125

Parking

  • Total spaces: 4
  • Parking features: Driveway,Guest,Under House With Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$329$3,948
Property Taxes $700$8,400
Electricity $197$2,366
Total$5,018$60,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,045/yr
40% on housing$150,540/yr
45% on housing$133,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$481This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$379
Gulf County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$750,000
2026-05-04Listing removed$750,000
2026-01-23Listed for sale$750,000
2021-03-02Sold$480,000
2021-01-21Contingent$489,000
2021-01-21Pending sale$489,000
2021-01-15Listed for sale$489,000
2003-07-30Sold$269,100

For Sale by Agent

AgentLisa Forehand
BrokerageBeach Properties Real Estate Group

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