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412 68th St APT 17, Guttenberg, NJ, 07093

1beds
1baths
650sqft
$265,000
$408price/sqft
$1,979/moest. monthly cost
$79,160/yrincome needed

About This Home

Discover this bright and well-maintained 1-bedroom, 1-bath condo in one of Hudson County's most desirable communities. This second-floor unit offers a larger-than-average living room, a spacious bedroom with a walk-in closet, and a smart layout filled with natural light. Enjoy the convenience of indoor garage parking, laundry facilities within the building, and easy access to restaurants, shopping, public transportation, and NYC. Freshly painted and move-in ready, this home is perfect for both owner-occupants and investors looking to own in a location with strong long-term potential.

Getting Around

94
WalkingWalker's Paradise
0
TransitVery Limited Transit
52
BikeBikeable

Schools

4/10

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Refrigerator,Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Wall Unit(s),Electric

Interior Area

  • Total structure area: 650
  • Total interior livable area: 650 sqft

Property

Details

  • Parcel number: 030001600000002517C0017

Parking

  • Parking features: 1 Car,Covered,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$103$1,236
Property Taxes $344$4,128
Electricity $193$2,318
Total$1,979$23,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,851/yr
40% on housing$59,370/yr
45% on housing$52,773/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 07093$421
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07093$511
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Price change$265,000
2024-10-23Price change$275,000
2024-07-24Listed for sale$279,900
2008-01-04Sold$165,000
2003-11-10Sold$68,000

For Sale by Agent

AgentYOE LOPEZ
BrokerageHOWARD HANNA RAND REALTY

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