




48 Duncan Estate Dr, Fletcher, NC, 28732
About This Home
Nestled on a beautifully landscaped homesite in Duncan Creek Estates, this exceptional property offers the perfect blend of comfort, luxury, and incredible outdoor living. The light-filled great room welcomes you with soaring ceilings, custom built-ins, hardwood floors, and a stunning floor-to-ceiling stone fireplace. With four bedrooms, a dedicated office, and a spacious bonus room, this home offers the flexibility today's buyers are looking for. Whether you need space for remote work, a playroom, home gym, media room, or guest accommodations, the thoughtful floor plan provides endless possibilities. Multiple gathering spaces throughout the home ensure everyone has room to spread out and enjoy. The finished lower level creates a true second living space, complete with its own kitchen, living room, private bedroom, full bathroom, and laundry area, all with direct access to the backyard. Perfect for multigenerational living, long-term guests, or a private retreat, this separate space adds exceptional versatility and value. Designed for both everyday living and entertaining, the main kitchen features Bosch appliances, granite countertops, abundant cabinetry, and an open flow into the home's living spaces. Outside, one of the property's most impressive features awaits: a sprawling stone patio designed for entertaining, complete with multiple seating areas, a fire pit, mature landscaping, and beautiful mountain and pastoral views. Relax on the covered front or back porch, host friends under the stars, or simply enjoy the privacy and serenity of this extraordinary setting. With the gardens in full bloom, there's never been a better time to experience all this home has to offer. Conveniently located between Asheville and Hendersonville, this property combines the tranquility of a private mountain retreat with easy access to shopping, dining, and local amenities.
Getting Around
Schools
Construction
Condition
- Year built: 2005
Materials
- Construction materials: Hardboard Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Washer/Dryer
- Laundry features: Laundry Room,Lower Level,Main Level,Multiple Locations
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Bonus Room
- Level: Upper
Features
- Storage,Walk-In Closet(s)
- Flooring: Tile,Wood
- Fireplace features: Living Room
- Finished area below ground: 1,358
- Finished area above ground: 2,763
Heating & Cooling
- Heating features: Forced Air,Heat Pump,Natural Gas
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,763
- Total interior livable area: 4,121 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Laundry
- Level: Basement
Office
- Level: Upper
Other
- Level: Basement
Other
- Level: Basement
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 9966769
- Zoning: R2
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch,Patio,Terrace
- Exterior features: Fire Pit
Lot
- Lot size: 1.23 Acres
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Henderson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,930 | $59,160 |
| Home Insurance * | $295 | $3,540 |
| Property Taxes | $422 | $5,064 |
| Electricity | $383 | $4,605 |
| Total | $6,030 | $72,360 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Price change | $975,000 |
| 2026-07-09 | Price change | $1,000,000 |
| 2026-06-11 | Listed for sale | $1,075,000 |
| 2020-12-14 | Sold | $600,000 |
| 2020-11-07 | Pending sale | $589,000 |
| 2020-11-05 | Listed for sale | $589,000 |
| 2007-06-07 | Sold | $518,000 |
| 2005-08-12 | Sold | $431,000 |
For Sale by Agent
