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3380 Pioneer Pl, Stillwater, MN, 55082

5beds
4baths
5,538sqft
$1,099,000
$198price/sqft
$7,871/moest. monthly cost
$314,840/yrincome needed

About This Home

Beautiful home located in the highly sought after Liberty on the Lake community in Stillwater, offering seasonal lake views and incredible natural light throughout. The main level features two fireplaces, a formal dining room, private office, and an open kitchen that flows seamlessly into the cozy hearth room and spacious living area, perfect for everyday living and entertaining. The upper level includes a spacious primary suite with walk in closet and private bath, a large junior suite, two additional bedrooms including one with a pass through bathroom, and a convenient upper level laundry room. The finished lower level is an entertainer’s dream with a large game room, wet bar, family room, and an additional suite ideal for guests or a workout space. A rare spancrete sport room beneath the three car garage provides the perfect space for indoor hockey, gymnastics, or a golf simulator. Enjoy outdoor living with a beautiful concrete patio and peaceful water feature. Located near the neighborhood dock where you can kayak or fish and take advantage of everything this vibrant lakeside community has to offer.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
8/10
Stillwater Middle SchoolGrades 6-82.2 mi
10/10

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Exhaust Fan,Microwave,Refrigerator,Wall Oven,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Egress Window(s),Finished,Full,Concrete,Sump Pump,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 306
  • Dimensions: 17x18

Bedroom2

  • Level: Upper
  • Area: 192
  • Dimensions: 12x16

Bedroom3

  • Level: Upper
  • Area: 180
  • Dimensions: 12x15

Bedroom4

  • Level: Upper
  • Area: 408
  • Dimensions: 12x34

Bedroom5

  • Level: Lower
  • Area: 96
  • Dimensions: 12x8

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 210
  • Dimensions: 14x15

Exercise Room

  • Level: Lower
  • Area: 196
  • Dimensions: 14x14

Family Room

  • Level: Main
  • Area: 256
  • Dimensions: 16x16

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,446
  • Finished area above ground: 4,092

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,538
  • Total interior livable area: 5,538 sqft

Kitchen

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Living Room

  • Level: Main
  • Area: 476
  • Dimensions: 17x28

Office

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Other

  • Level: Lower
  • Area: 320
  • Dimensions: 16x20

Other

  • Level: Lower
  • Area: 238
  • Dimensions: 14x17

Recreation Room

  • Level: Lower
  • Area: 748
  • Dimensions: 34x22

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3003020340017
  • Zoning description: Residential-Single Family
  • Foundation area: 1830

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: None
  • Has view: Yes
  • View description: East,Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Deeded Access,Dock,Lake View,Shared

Lot

  • Lot size: 0.59 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 304 x 161 x 152

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$629$7,548
Property Taxes $1,218$14,616
Electricity $467$5,605
Total$7,871$94,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$269,862/yr
40% on housing$236,130/yr
45% on housing$209,893/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 55082$230
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55082$219
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$1,149,000
2026-03-12Listed for sale$1,199,000
2021-09-10Sold$785,000
2019-06-13Sold$670,000
2019-03-20Pending sale$700,000
2018-09-28Price change$700,000
2018-07-24Price change$725,000
2018-04-06Price change$750,000
2018-02-05Listed for sale$775,000
2000-10-06Sold$79,000

For Sale by Agent

AgentJames E. Yacoub
BrokerageNorthstar Real Estate Associates

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