1661 Mill Rd, Cherry Valley, IL, 61016
About This Home
New home just hit the market! Situated near I-90 and Route 20, this warm and move-in ready rare opportunity won’t last long. Set on a beautiful 1.2-acre park-like lot, this property offers peace, privacy, and space to spread out, surrounded by mature Apple, Oak, and Juniper trees. Perfectly nestled between the charm of small-town Cherry Valley living and the convenience of all that Rockford has to offer, you’ll enjoy the best of both worlds. There is plenty of room for family, play, entertaining, gardening, and future expansion. The spacious family room flows seamlessly into the dining room through beautiful hardwood-framed glass French doors ideal for entertaining and everyday living. Large windows throughout the home provide gorgeous views of the expansive yard from every angle. The bump-out in the living room brings in abundant southern exposure, filling the space with natural sunlight and warmth. The basement offers a blank canvas ready for your vision, whether you need extra storage, a workshop, or want to create your dream finished space. Outside, the detached craft shed is perfect for hobbies, gatherings, a playhouse, or additional creative use. Don’t miss your chance to own this rare acreage retreat that perfectly blends privacy, charm, and convenience, schedule your showing today before it’s gone!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1929
Materials
- Roof: Shingle
- Construction materials: Siding,Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Stove/Cooktop,Washer,Water Softener,Electric Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Level: Upper
- Area: 154
Bedroom3
- Level: Upper
- Area: 180
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 156
Family Room
- Level: Main
- Area: 357
Features
- Walk-In Closet(s)
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 680
- Finished area above ground: 1,320
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,000
- Total interior livable area: 2,000 sqft
Kitchen
- Level: Main
- Area: 130
Living Room
- Level: Main
- Area: 357
Master Bedroom
- Level: Upper
- Area: 280
Property
Details
- Parcel number: 1236103013
- Special condition: Estate
Features
- Levels: One and One Half
- Stories: 1
Lot
- Lot size: 1.22 Acres
- Features: City/Town
Parking
- Total spaces: 1
- Parking features: Asphalt,Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $160 | $1,920 |
| Property Taxes | $626 | $7,512 |
| Electricity | $153 | $1,845 |
| Total | $2,607 | $31,284 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Listed for sale | $349,900 |
View on Zillow