4189 Ruskin Rd, Rockford, IL, 61101
About This Home
Welcome to 4189 Ruskin Road located on a spacious lot featuring over 1 acre of land in a quiet subdivision with minimal traffic. This well maintained home boasts three levels of living space, additionally there is a spacious basement with plenty of room for storage or potential to finish, adding even more living space. (Egress window already present.) This unique home has ample parking featuring two 2.5 car heated attached garages, making the perfect workshop for the hobby enthusiast. Large garden shed located in the backyard makes room for garden tools, complete with a riding lawn mower and snowblower. The extensive kitchen contains an abundance of cabinet space, a place for everything! Stainless steel appliances, and dining space making it an ideal spot for gathering. Convenient sliding doors open up to the maintenance free composite deck overlooking the expansive backyard. Relax in the charming family room near the cozy woodburning fireplace. The master bedroom includes 2 large closets and a private master bath with a convenient walk-in shower. Well maintained furnace and commercial grade water softener. County taxes! Schedule your showing today to come see what makes this home special!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Roof: Shingle
- Construction materials: Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Stove/Cooktop,Washer,Water Softener,Gas Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Basement Entrance,Full Exposure
Bedroom2
- Level: Upper
- Area: 225
Bedroom3
- Level: Upper
- Area: 126.5
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Family Room
- Level: Lower
- Area: 370.3
Features
- L.L. Finished Space,Book Cases Built In,Solid Surface Counters
- Window features: Window Treatments
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 670
- Finished area above ground: 1,384
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,054
- Total interior livable area: 2,054 sqft
Kitchen
- Level: Main
- Area: 326.3
Living Room
- Level: Main
- Area: 234
Master Bedroom
- Level: Upper
- Area: 150
Property
Details
- Parcel number: 1104151002
Features
- Levels: Tri/Quad/Multi-Level
- Patio & porch: Deck,Patio
Lot
- Lot size: 1.09 Acres
- Features: County Taxes,Full Exposure,City/Town,Subdivided
Parking
- Total spaces: 4
- Parking features: Asphalt,Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,072 | $24,864 |
| Home Insurance * | $552 | $6,624 |
| Property Taxes | $778 | $9,336 |
| Electricity | $157 | $1,895 |
| Total | $3,559 | $42,708 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $419,000 |
| 2005-05-31 | Sold | $160,000 |
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