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403 W Wilson St, Madison, WI, 53703

7beds
4baths
2,970sqft
$1,600,000
$539price/sqft
$11,421/moest. monthly cost
$456,840/yrincome needed

About This Home

This 1923 all-brick apartment building comprises 6 units behind a classic Prairie School facade: 5 with 2 beds plus den, and 1 studio with fireplace. 4 upper units are nearly identical, while 2 are considered below grade with great natural light. Larger ground unit boasts private entrance and decades of success as a professional law office. Front and rear stair halls comply with modern safety codes. Full-height attic story with 4 dormers leaves room for expansion. Timeless character endures in original details throughout, including gleaming square-edge millwork, box trim, built-in storage, and time-tested hardwood floors. Bonus sunroom with French doors adapts each multi-bed unit to its occupants. Parcel offers a 2-way protected bike lane, easy Beltline access, and robust Metro routes. Tenants will also appreciate on-site laundry, secure bike storage, rare fenced backyard, parking for each unit, and proximity to Capitol Square, Lake Monona, and Brittingham Park’s off-leash dog park.

Getting Around

91
WalkingWalker's Paradise
60
TransitGood Transit
88
BikeVery Bikeable

Schools

--
8/10
Hamilton Middle SchoolGrades 6-83.7 mi
9/10
West High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1923

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Apartment

Interior

Appliances

  • Appliances included: Range/Oven (Unit 1),Refrigerator (Unit 1),Range/Oven (Unit 2),Refrigerator (Unit 2),Range/Oven (Unit 3),Refrigerator (Unit 3),Range/Oven (Unit 4),Refrigerator (Unit 4)
  • Laundry features: Common Area

Basement

  • Has basement: Yes
  • Basement: Full,Full size windows/Exposed,Walk-Out Access,Partially Finished,Dual entry,Laundry facilities,Lower basement laundry,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Shared basement
  • Flooring: Wood or Simulated Wood (Unit 1),Wood or Simulated Wood (Unit 2),Wood or Simulated Wood (Unit 4)

Heating

  • Heating features: Natural Gas,Radiant

Interior Area

  • Total structure area: 2,970
  • Total interior livable area: 2,970 sqft

Property

Details

  • Parcel number: 070923130086
  • Zoning: DR2
  • Exclusions: Personal property of tenants including window A/C units.

Features

  • Levels: Two
  • Fencing: Fenced

Lot

  • Lot size: 8,712 sqft
  • Features: Near Public Transit

Parking

  • Total spaces: 6
  • Parking features: Concrete,Extra space available,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,090$97,080
Home Insurance *$498$5,976
Property Taxes $2,554$30,648
Electricity $279$3,349
Total$11,421$137,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$391,577/yr
40% on housing$342,630/yr
45% on housing$304,560/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$539This listing

vs Other Active Listings

Avg $/sqft

ZIP 53703$350
Dane County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 53703$368
Dane County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$1,600,000

For Sale by Agent

AgentTorre Pustina
BrokerageThe Professional Brokers

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