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4109 Yuma Dr, Madison, WI, 53711

3beds
2baths
2,004sqft
$740,000
$369price/sqft
$5,320/moest. monthly cost
$212,800/yrincome needed

About This Home

Nestled on a beautiful, tree-lined lot beneath Nakoma's signature mature oak trees, this classic home blends timeless character with thoughtful updates. Step through the stunning arched front entry into a classic floor plan featuring a spacious living room with a gas fireplace, formal dining room, both with refinished hardwood floors, 1/2 bath. The kitchen opens to a cozy family room overlooking the large backyard, newer patio, and deck—perfect for relaxing or entertaining. Upstairs offers three bedrooms, one bathroom, and a primary bedroom with a walk-in closet. The finished lower-level rec room provides additional living space and a decorative fireplace. Seller updates include a new water heater and A/C (5/26), furnace and Aprilaire (12/25), resurfaced tub, fresh paint in all bedrooms and closets (10/25), plus newer windows (2010). Close to the UW Arboretum, SW Commuter Path, Monroe Street, and Lake Wingra.

Getting Around

28
WalkingCar-Dependent
37
TransitSome Transit
74
BikeVery Bikeable

Schools

5/10
Thoreau Elementary SchoolGrades PK-50.2 mi
4/10
9/10
West High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1938

Materials

  • Construction materials: Aluminum Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Water Softener Included,Humidifier
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: Upper
  • Area: 156

Bedroom3

  • Level: Upper
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130

Family Room

  • Area: 209

Features

  • Smart Thermostat,Rec Room
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 1,724

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,004
  • Total interior livable area: 2,004 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Range/Oven,Refrigerator,Dishwasher,Microwave,Disposal
  • Level: Main
  • Area: 135

Living Room

  • Level: Main
  • Area: 273

Master Bedroom

  • Level: Upper
  • Area: 182

Property

Details

  • Parcel number: 070932102034
  • Zoning: TR-C1
  • Exclusions: Seller's Personal Possessions

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 1
  • Parking features: 1 car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Hail

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$208$2,496
Property Taxes $1,183$14,196
Electricity $188$2,259
Total$5,320$63,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,400/yr
40% on housing$159,600/yr
45% on housing$141,866/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 53711$250
Dane County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 53711$264
Dane County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$740,000
2026-07-07Listed for sale$750,000
2025-10-10Sold$725,000
2025-09-21Contingent$675,000
2025-09-18Listed for sale$675,000
2021-03-17Sold$505,000
2021-01-19Price change$515,000
2021-01-11Listed for sale$525,000
2016-10-18Sold$378,000
2016-07-30Price change$390,000
2016-05-19Listed for sale$410,000

For Sale by Agent

AgentRachael See
BrokerageCompass Real Estate Wisconsin

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