3004 Arcadia Ter, Rockford, IL, 61101
About This Home
Move-In Ready Home with Investment Potential! Opportunity awaits with this 2-bedroom home situated on a large, desirable corner lot with an oversized side yard offering additional outdoor space and future possibilities. Inside, you’ll find an inviting open floor plan that creates a spacious feel and flexible living arrangement. Recent updates include a new roof in 2025, new wood and vinyl flooring, a gas stove, fresh paint throughout, additional cabinets and countertop installed in the kitchen space, select replacement windows by Feldco, and a new metal rear entry door—providing peace of mind. The detached 2 1/2 car garage features electricity, making it ideal for parking, storage, a workshop, or a hobby space. Whether you’re a first-time buyer, downsizing, or an investor seeking a turnkey rental opportunity, this property offers affordability, functionality, and value. Conveniently located with room to enjoy both indoor and outdoor living. Don’t miss this versatile property!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1949
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stove/Cooktop,Gas Water Heater
Bedroom2
- Level: Main
- Area: 144
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 144
Features
- Solid Surface Counters
- Finished area below ground: 0
- Finished area above ground: 1,190
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,190
- Total interior livable area: 1,190 sqft
Kitchen
- Level: Main
- Area: 108
Living Room
- Level: Main
- Area: 201.6
Master Bedroom
- Level: Main
- Area: 225.25
Property
Details
- Parcel number: 1110460013
Lot
- Lot size: 6,534 sqft
- Features: City/Town
Parking
- Total spaces: 2
- Parking features: Detached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Hail
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $479 | $5,748 |
| Home Insurance * | $127 | $1,524 |
| Property Taxes | $180 | $2,160 |
| Electricity | $130 | $1,569 |
| Total | $916 | $10,992 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Pending sale | $94,900 |
| 2026-07-31 | Price change | $94,900 |
| 2026-06-30 | Listed for sale | $98,250 |
| 2026-06-25 | Pending sale | $98,250 |
| 2026-06-15 | Listed for sale | $98,250 |
For Sale by Agent
View on Zillow