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4513 Esch Ln, Madison, WI, 53704

3beds
2baths
1,271sqft
$340,000
$268price/sqft
$2,541/moest. monthly cost
$101,640/yrincome needed

About This Home

New cabinets, appliances, lighting, interior doors & fresh paint.This 3-bed, 1.5-bath home has hardwood floors, a wood-burning fireplace, newer windows, and a 1-car garage. It's genuinely move-in ready, with room left to personalize and build equity on your own terms. Easily add additional square footage in the already framed lower level.

Getting Around

14
WalkingCar-Dependent
36
TransitSome Transit
25
BikeSomewhat Bikeable

Schools

4/10
Gompers Elementary SchoolGrades PK-50.3 mi
3/10
Black Hawk Middle SchoolGrades 6-80.3 mi
8/10
East High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Poured concrete foundatn
  • Construction materials: Vinyl Siding,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: Main
  • Area: 144

Bedroom3

  • Level: Main
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Sun Room
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,1 fireplace
  • Fireplace: Yes
  • Finished area above ground: 1,271

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,271
  • Total interior livable area: 1,271 sqft

Kitchen

  • Features: Range/Oven,Refrigerator,Dishwasher
  • Level: Main
  • Area: 121

Living Room

  • Level: Main
  • Area: 252

Master Bedroom

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 080925110085
  • Zoning: Res

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 8,276 sqft
  • Features: Near Public Transit,Sidewalk
  • Lot size dimensions: 65X130

Parking

  • Total spaces: 1
  • Parking features: 1 car,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$110$1,320
Property Taxes $541$6,492
Electricity $171$2,054
Total$2,541$30,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,120/yr
40% on housing$76,230/yr
45% on housing$67,760/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 53704$186
Dane County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 53704$241
Dane County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$340,000
2026-07-17Price change$340,000
2026-06-05Listed for sale$350,000
2005-10-06Sold$135,100

For Sale by Agent

AgentErin L Swenson
BrokerageRealty Executives Cooper Spransy

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