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253 River Ln, Loves Park, IL, 61111

4beds
3baths
2,132sqft
$249,999
$117price/sqft
$2,053/moest. monthly cost
$82,120/yrincome needed

About This Home

THIS IS THE ONE! Beautiful inside and out. One and a half story house very well maintained- cant forget to mention that. Four bedrooms( one on the main level- three upstairs and an extra room for an office space, exercise room, gaming room- whatever best fits your needs and wants),updated two full bathrooms,( one on the main level and another located in the basement) half bathroom(off the newly updated family room), living room, dining room, three wood fireplaces,( one in the living room, family room and then one located in the basement), family room has been updated with new flooring, light fixtUres and a couple large closets for all your storage needs. The kitchen is newly updated with a breakfast nook- paint- flooring-countertops-appliances are included. (Refridgerator-Electric stove-dishwasher-wall oven-garbage disposal- water filtration system) Wall radio throughout the house and in working order. Laundry room located in the basement. Washer and Dryer included. Two car garage, Larger garden shed, beautiful stone firepit, larger backyard to potentially put a pool, swing set , gazebo and plenty of extra yard space to sit outside to enjoy a cup of coffee and that sunset. This house is a must see and if you do know of anyone that is looking to be in a convenient location- with a house that has plenty of living space- and well maintained... then this is THE ONE. Home warranty included with the sale of the house. Being sold AS-IS. Thank you for checking this info out and letting your friends and family know another house came up on the market! You rock!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

6/10
5/10
Harlem Middle SchoolGrades 6-81.1 mi
4/10
Harlem High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1946

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Wall Oven,Washer,Water Softener,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 175.2

Bedroom3

  • Level: Main
  • Area: 132

Bedroom4

  • Level: Main
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 168

Family Room

  • Level: Main
  • Area: 391

Features

  • Window features: Window Treatments
  • Number of fireplaces: 3
  • Fireplace features: Wood Burning,Fire-Pit/Fireplace
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,132

Heating & Cooling

  • Heating features: Hot Water/Steam
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,132
  • Total interior livable area: 2,132 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 252

Master Bedroom

  • Level: Main
  • Area: 180

Property

Details

  • Parcel number: 1112202022

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 0.42 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$152$1,824
Property Taxes $474$5,688
Electricity $163$1,967
Total$2,053$24,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,388/yr
40% on housing$61,590/yr
45% on housing$54,746/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 61111$113
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61111$146
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$249,999
2005-07-18Sold$119,000
1999-09-24Sold$32,000
1998-08-21Sold$103,000

For Sale by Agent

AgentDeborah Laudicina
BrokerageDickerson & Nieman

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