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3530 Ridgeway Ave, Madison, WI, 53704

2beds
1baths
778sqft
$239,900
$308price/sqft
$1,845/moest. monthly cost
$73,800/yrincome needed

About This Home

A great place to call home! Walking distance to MATC, shopping and restaurants. Freshly painted, new carpet on steps and in bedrooms, new toilet, tub & surround and new flooring in bath, and a new kitchen countertop. 2nd bedroom does not have a closet. Full basement, 1 car garage and a partially fenced yard. Move in and add a bit of your own sweat equity continuing the updating. Sold in "as is" condition.

Getting Around

64
WalkingSomewhat Walkable
35
TransitSome Transit
77
BikeVery Bikeable

Schools

4/10
8/10
O'keeffe Middle SchoolGrades 6-82.5 mi
8/10
East High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Poured concrete foundatn
  • Construction materials: Wood Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Daylight,Laundry hookups

Bedroom2

  • Level: Upper
  • Area: 105

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Vaulted Ceiling(s),At Least 1 tub,Ceiling Fan(s)
  • Finished area above ground: 778

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 778
  • Total interior livable area: 778 sqft

Kitchen

  • Features: Range/Oven,Refrigerator
  • Level: Main
  • Area: 165

Living Room

  • Level: Main
  • Area: 240

Master Bedroom

  • Level: Upper
  • Area: 135

Property

Details

  • Parcel number: 081032104086
  • Zoning: TR-V1

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 4,791 sqft
  • Features: Near Public Transit
  • Lot size dimensions: 40X120

Parking

  • Total spaces: 1
  • Parking features: 1 car,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$78$936
Property Taxes $383$4,596
Electricity $171$2,054
Total$1,845$22,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,257/yr
40% on housing$55,350/yr
45% on housing$49,200/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 53704$187
Dane County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 53704$241
Dane County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$229,900
2026-07-21Price change$239,900
2026-06-08Listed for sale$249,900
2012-11-19Sold$42,900
2012-08-27Listed for sale$48,900
2011-12-07Sold$70,000
2011-05-20Listing removed$59,000
2010-09-30Listed for sale$59,000
2006-06-16Sold$95,000

For Sale by Agent

AgentBarb Stephani
BrokerageRestaino & Associates

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