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1080 S Church St, Halls, TN, 38040

2beds
2baths
1,966sqft
$299,900
$153price/sqft
$2,260/moest. monthly cost
$90,400/yrincome needed

About This Home

Location, Location, Location!! What a beautiful property on the edge of the city limits of Halls. Opportunities like this don't come around very often! This secluded, peaceful setting is waiting for you to put your personal touch on it and make it your home. Enjoy the sunrise on the back porch and the sunset on the front porch of this main-floor 2-bed, 2-bath home that is full of character and has tons of living space. It has an additional unique bonus room upstairs with another full bath. This property also has a 2-car detached garage with an upstairs for additional storage. Call Chris (731-413-0408) today to schedule your showing and take advantage of this rare opportunity!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Halls Elementary SchoolGrades PK-61.4 mi
5/10
Halls Junior High SchoolGrades 7-81.3 mi
4/10
Halls High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: false
  • Year built: 1926

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Interior Area

  • Total interior livable area: 1,966 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12.0 x 12.0

Master Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 12.0 x 13.0

Property

Details

  • Parcel number: 035 046.01
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 1.54 Acres
  • Lot size dimensions: 146 x 452 x 146 x 454

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather
Drought
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance $402$4,824
Property Taxes $167$2,004
Electricity $175$2,103
Total$2,260$27,120

Income You'd Need if You Spent...

35% on housing$77,485/yr
40% on housing$67,800/yr
45% on housing$60,266/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 38040$169
Lauderdale County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 38040
Lauderdale County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$299,900
2000-03-13Sold$20,000

For Sale by Agent

AgentChris Hurt
BrokerageHurt Land and Realty

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