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1236 Saint Matthew Ave, O'Fallon, MO, 63366

3beds
2baths
1,730sqft
$375,000
$217price/sqft
$2,605/moest. monthly cost
$104,200/yrincome needed

About This Home

Great opportunity to own this 3-bedroom, 2-bath ranch home featuring a spacious great room floor plan on a beautiful corner, tree-lined lot. Located directly across the street from the neighborhood pool, this home offers a prime location with easy access to community amenities and recreation. For just $275 annually, enjoy access to two neighborhood pools, a frisbee golf course, playground, basketball courts, pavilions, and fishing lakes, providing something for everyone to enjoy year-round. The seller is offering the property in its current condition, making it an excellent opportunity for buyers looking to add their personal touches and build equity. Don't miss your chance to own a home in this amenity-rich community with outstanding neighborhood features including an elementary school for added convenience.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
9/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Concrete,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Ice Maker,Microwave,Gas Oven,Free-Standing Gas Range,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Sump Pump

Bedroom2

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Bedroom3

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Breakfast Room

  • Features: Floor Covering: Vinyl
  • Level: Main

Features

  • Breakfast Room,Ceiling Fan(s),Entrance Foyer,Open Floorplan,Separate Dining,Vaulted Ceiling(s)
  • Door features: Sliding Doors
  • Window features: Bay Window(s),Tilt-In Windows
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,730

Great Room

  • Features: Floor Covering: Carpeting
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total interior livable area: 1,730 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: Main

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main

Property

Details

  • Parcel number: 20041854400033J.0000000
  • Special condition: Listing As Is,Notice Of Default

Features

  • Levels: One
  • Pool features: In Ground
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Private Entrance

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Basement,Concrete,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$237$2,844
Property Taxes $331$3,972
Electricity $141$1,693
Total$2,605$31,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,314/yr
40% on housing$78,150/yr
45% on housing$69,466/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 63366$188
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63366$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2005-08-08Sold--

Unknown Listed By

AgentJamie S Leggett
BrokerageColdwell Banker Realty - Gundaker

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