1317 Pine Bluff Dr, Saint Charles, MO, 63304
About This Home
Desirable villa in a premier neighborhood. Features include luxury vinyl plank flooring, 2 spacious bedrooms, 3 full bathrooms a bright 3 season room and a finished basement providing valuable extra living space, office, sleeping room, main floor laundry Move in ready and designed for easy living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 1,446
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,731
- Total interior livable area: 2,731 sqft
Property
Details
- Parcel number: 30016844300003C.0000000
- Special condition: Standard
Features
- Levels: One
Lot
- Lot size: 6,141 sqft
- Features: Other
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $206 | $2,472 |
| Property Taxes | $291 | $3,492 |
| Electricity | $208 | $2,502 |
| Total | $2,373 | $28,476 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $325,000 |
| 2026-07-23 | Price change | $330,000 |
| 2026-07-07 | Price change | $340,000 |
| 2026-06-11 | Listed for sale | $350,000 |
| 2022-04-26 | Sold | -- |
| 2022-04-04 | Pending sale | $275,000 |
| 2022-04-01 | Listed for sale | $275,000 |
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