1319 Pine Bluff Dr, Saint Charles, MO, 63304
About This Home
Welcome home to this spacious 2-bedroom, 2-bath villa featuring an open, airy floor plan designed for comfortable living and effortless entertaining. From the moment you step inside, you'll be greeted by soaring vaulted ceilings, abundant natural light, and a warm, inviting atmosphere. The spacious living room features large windows that frame peaceful outdoor views, while the adjoining dining room provides the perfect setting for hosting family and friends. The kitchen offers an abundance of cabinet and counter space and a walk-in pantry. A conveniently located main-floor laundry room adds everyday convenience. Retreat to the private primary suite featuring a charming bay window adorned with Plantation shutters, a walk-in closet, and an en-suite bath. The second bedroom also features a bay window and is located just steps from the second full bath. The expansive lower level offers endless possibilities for additional living space, a recreation room, home office, or hobby area, while still providing ample storage. A 2-car attached garage keeps your vehicles protected from the elements. Ideally located near shopping, restaurants, parks, and major highways, this villa combines comfort, convenience, and low-maintenance living in a fantastic location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven,Gas Range,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Sump Pump,Unfinished
Bedroom2
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 144
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Breakfast Room
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 154
- Dimensions: 14x11
Dining Room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 270
- Dimensions: 18x15
Features
- Breakfast Room,Ceiling Fan(s),Open Floorplan,Pantry,Separate Dining,Shower,Tub,Vaulted Ceiling(s),Walk-In Closet(s)
- Door features: French Doors,Panel Door(s)
- Window features: Bay Window(s),Plantation Shutters
- Flooring: Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Finished area above ground: 1,506
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 1,506 sqft
Kitchen
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 143
- Dimensions: 13x11
Living Room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 168
- Dimensions: 14x12
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 247
- Dimensions: 19x13
Property
Details
- Parcel number: 30016844300004A.0000000
- Special condition: Standard
- Other equipment: Irrigation Equipment
Features
- Levels: One
- Patio & porch: Front Porch
Lot
- Lot size: 6,124 sqft
- Features: Level
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $197 | $2,364 |
| Property Taxes | $278 | $3,336 |
| Electricity | $141 | $1,693 |
| Total | $2,208 | $26,496 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Listed for sale | $315,000 |
| 2003-12-17 | Sold | -- |
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