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139 Hawkes Point Dr, Troutman, NC, 28166

4beds
5baths
5,768sqft
$1,799,000
$312price/sqft
$11,203/moest. monthly cost
$448,120/yrincome needed

About This Home

Located within the exclusive Hawkes Bay neighborhood, this exceptional custom full-brick waterfront home offers nearly 400 feet of pristine Lake Norman shoreline with year-round deep water and breathtaking wide-water sunset views from almost every room. Ideally situated just off the main channel, the property provides a rare blend of privacy, protected waters, and convenient lake access, offering the ultimate setting for relaxed yet refined lake living. The expansive waterfront playground features two private beaches, a covered boat slip, boat lift, floating dock, and two jet ski docks, offering effortless enjoyment on the lake for all water enthusiasts. The main level showcases a spacious primary suite highlighted by an updated spa-style bath with soaking tub and a walk-in closet. The large kitchen is beautifully appointed with granite countertops, abundant cabinetry with roll-out drawers, a tile backsplash, and a breakfast bar opening to a bright sunroom, all flowing seamlessly to the expansive wrap-around back deck, ideal for entertaining or relaxing while taking in sweeping lake views. The upper level offers two additional bedrooms, two full baths, and two bonus rooms that may serve as optional bedrooms, a home office, media space, or play area. The finished walk-out basement adds even more flexibility with a large bedroom, an office, an additional bonus room, a full bath, and wet bar, along with an unfinished workshop and generous storage areas. With multiple flexible bonus spaces throughout, the home easily accommodates extended family, overnight guests, or today's work-from-home lifestyle. Surrounded by a private wooded setting directly across from Lake Norman State Park, the home enjoys a serene natural backdrop while also offering immediate access to miles of scenic walking trails, premier mountain biking trails, and outdoor recreation. Whether it's a morning hike, an afternoon ride, or simply exploring everything the park has to offer, this location delivers a rare combination of waterfront luxury and outdoor lifestyle, completing a remarkable opportunity that truly represents the finest in Lake Norman living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
2/10
Troutman Middle SchoolGrades 6-84.7 mi
4/10
South Iredell High SchoolGrades 9-129.3 mi

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Composition
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Laundry Room,Main Level

Bar Entertainment

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Breakfast

  • Level: Main

Features

  • Attic Other,Breakfast Bar,Built-in Features,Soaking Tub,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Fireplace features: Gas Log,Great Room
  • Attic: Other
  • Finished area below ground: 1,754
  • Finished area above ground: 4,014

Flex Space

  • Level: Basement

Heating & Cooling

  • Heating features: Heat Pump,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 4,014
  • Total interior livable area: 5,768 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Recreation Room

  • Level: Basement

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 4629544395.000
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Rear Porch
  • Exterior features: In-Ground Irrigation,Outdoor Shower
  • Has view: Yes
  • View description: Long Range,Water,Year Round
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Lift,Boat Slip (Deed),Dock,Pier,Waterfront
  • Waterbody name: Lake Norman

Lot

  • Lot size: 0.76 Acres
  • Features: Cul-De-Sac,Wooded,Views

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,096$109,152
Home Insurance *$658$7,896
Property Taxes $912$10,944
Electricity $537$6,446
Total$11,203$134,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$384,102/yr
40% on housing$336,090/yr
45% on housing$298,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 28166$248
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28166$179
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$1,899,000
2024-11-23Listing removed$9,975
2024-09-25Price change$9,975
2024-08-13Listed for rent$11,000
2020-08-31Sold$900,000
2020-07-24Pending sale$950,000
2020-06-22Price change$950,000
2020-05-31Price change$987,000
2020-02-18Listed for sale$999,500
2019-11-30Listing removed$999,995
2019-09-26Price change$999,995
2019-09-18Price change$1,017,500
2019-08-03Price change$1,025,000
2019-06-07Price change$1,040,000
2019-05-15Price change$1,050,000
2019-04-07Price change$1,085,000
2019-03-19Price change$1,089,500
2019-03-07Price change$1,095,000
2019-02-26Price change$1,150,000
2019-02-05Price change$1,180,000
2018-11-26Listed for sale$1,185,000
1999-12-23Sold$159,000

For Sale by Agent

AgentLiz Miller
BrokerageIvester Jackson Christie's

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