1231 N Main St, Rockford, IL, 61103
About This Home
Side-by-side townhouse-style duplex offers nearly 2,400 sqft of living space across two units with identical layouts. Step up to the welcoming front porch-the perfect spot to slow down and unwind in the afternoon sun. On the first floor of each unit, you'll find a bright living room filled with natural light, a large dining room that's perfect for meals and family & friends gathering, and an updated kitchen opens to a new deck that's ideal for morning coffee or cookouts! Premium tile flooring runs throughout the first floor. Upstairs, the second-floor features three generously sized bedrooms with luxury vinyl plank flooring and a completely renovated bathroom that includes a tile-surrounded shower, a new vanity, and long-lasting tile flooring. Each unit also comes with its own large attic, giving you extra storage space or the potential to add a fourth bedroom or recreation area on the attic! Separated basement and a fenced yard for privacy and peace of mind! Other updates include fresh interior paint, new windows, 2 new water heaters and lighting fixtures. This duplex is well-suited for strong rental income; for an owner who wants to live in one unit while renting out the other; or for multi-generational living. Some photos are virtually staged. Seller will provide a refrigerator and stove for the other unit too before closing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2025
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Unfinished,Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Heating features: Forced Air
Property
Details
- Parcel number: 1114476038
- Special condition: None
Lot
- Lot size: 5,061 sqft
- Lot size dimensions: 59.55x85x59.55x85
Parking
- Total spaces: 2
- Parking features: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Cold Wave
- Hail
- Strong Wind
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,162 | $13,944 |
| Home Insurance * | $239 | $2,868 |
| Property Taxes | $436 | $5,232 |
| Electricity | $130 | $1,569 |
| Total | $1,967 | $23,604 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-27 | Listed for sale | $229,900 |
| 2024-10-24 | Sold | $56,000 |
| 2024-09-06 | Price change | $39,000 |
| 2024-08-26 | Price change | $47,000 |
| 2024-07-31 | Listed for sale | $55,000 |
| 2021-09-14 | Sold | $30,000 |
| 2021-07-06 | Sold | $30,000 |
| 2021-05-19 | Pending sale | $39,500 |
| 2021-05-13 | Price change | $39,500 |
| 2021-05-07 | Price change | $44,500 |
| 2021-05-04 | Price change | $49,500 |
| 2021-04-28 | Listed for sale | $62,500 |
| 2017-02-03 | Sold | $14,000 |
| 2016-10-17 | Pending sale | $19,000 |
| 2016-09-13 | Listed for sale | $19,000 |
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