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32 Somerset Lane, Warwick, NY, 10990

4beds
3baths
3,101sqft
$1,200,000
$387price/sqft
$9,000/moest. monthly cost
$360,000/yrincome needed

About This Home

Nestled on a mature, tree-lined street within an exclusive enclave of custom-built homes, this exceptional residence offers privacy and a peaceful setting with a single entrance and two cul-de-sacs. A welcoming front walkway leads to an expansive covered front porch with an adjoining gazebo, creating an inviting outdoor space for relaxing, entertaining, and enjoying the peaceful surroundings. Beautiful mature plantings enhance the property's curb appeal and create a picturesque setting throughout the grounds. Designed for both everyday living and entertaining, the thoughtfully crafted floor plan begins with a dramatic two-story foyer and centers around a stunning custom kitchen featuring beautifully detailed cabinetry and refined finishes. Serving as the heart of the home, the kitchen seamlessly connects the foyer, formal dining room, and expansive great room with vaulted ceilings, creating an effortless flow throughout the main level. Filled with natural light from abundant windows and skylights, the great room is anchored by a gas fireplace, providing a warm and inviting gathering space. A spacious living room transitions gracefully into the dining room, further enhancing the home's open and connected layout. Sliding glass doors from the kitchen open to a spacious deck, creating the perfect setting for outdoor dining, entertaining, or simply relaxing while enjoying the soothing sounds of the backyard waterfall and tranquil views of your private outdoor retreat. The impressive primary suite offers a private retreat with a spa-inspired bath featuring dual vanities, a soaking tub, and a separate shower. Three additional generously sized bedrooms share a well-appointed full bath with double sinks, while a convenient powder room completes the main level. The outdoor living experience is truly exceptional. Step from the deck into your own backyard oasis, where a stunning in-ground pool is surrounded by stone hardscaping and beautiful mature landscaping. A resort-inspired waterfall cascades over a natural-style grotto retreat and dramatic rock ledge, creating a serene and unforgettable focal point. The outdoor kitchen is equipped with a built-in BBQ grill, cooktop, sink, and refrigerator, complemented by an inviting L-shaped seating area designed for gathering, dining, and socializing. The fenced yard provides both privacy and tranquility. Additional highlights include a whole-house Generac generator, irrigation system, whole-house water softener system, two-zone central air conditioning, and an expansive lower level offering approximately 1,600 square feet of versatile space ideal for recreation, fitness, hobbies, or storage. Located in the Town of Warwick, just minutes from the historic Village of Warwick, the NY/NJ border, and approximately one hour from New York City, this home offers the perfect balance of tranquility and convenience. Enjoy Main Street's boutiques, restaurants, cafes, seasonal festivals, farmers markets, and maker markets, with everyday essentials just minutes away. Explore the area's renowned wineries, orchards, and local farms, or take advantage of nearby recreation, including golfing, skiing, snowboarding, bowling, the drive-in movie theater, and the Town of Warwick Beach on Greenwood Lake. Nearby Mountain Creek Resort in Vernon, New Jersey, offers year-round activities, including skiing, snowboarding, mountain biking, and a water park. A nearby park-and-ride bus stop provides convenient commuting options. This turnkey home offers an exceptional blend of luxury, relaxation, adventure, and convenience, making it a truly remarkable place to call home.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
6/10
9/10

Construction

Condition

  • Year built: 2001

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Gas Oven,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Water Softener Owned
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Partial,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Chefs Kitchen,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,High Ceilings,His and Hers Closets,Kitchen Island,Open Floorplan,Open Kitchen,Pantry,Primary Bathroom,Soaking Tub
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,701
  • Total interior livable area: 3,101 sqft

Property

Details

  • Parcel number: 3354890490000004029.0000000
  • Special condition: None

Features

  • Private pool: Yes
  • Pool features: In Ground,Pool Cover,Salt Water
  • Fencing: Back Yard

Lot

  • Lot size: 1.20 Acres
  • Features: Back Yard,Front Yard,Landscaped,Near Golf Course,Near Public Transit,Near School,Near Shops

Parking

  • Total spaces: 2
  • Parking features: Driveway,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$401$4,812
Property Taxes $2,020$24,240
Electricity $512$6,149
Total$9,000$108,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$308,571/yr
40% on housing$270,000/yr
45% on housing$240,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 10990$324
Orange County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 10990$315
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$1,200,000
2001-07-20Sold$468,362

For Sale by Agent

AgentKimberly Lasalandra
BrokerageBHG Real Estate Green Team

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