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284 County Road 545, Englewood, TN, 37329

3beds
2baths
2,756sqft
$629,900
$229price/sqft
$4,376/moest. monthly cost
$175,040/yrincome needed

About This Home

Welcome to this beautiful rustic 3-bedroom, 2-full-bath home situated on approximately 2.57 +/- acres in one of McMinn County's most desirable neighborhoods! Offering a peaceful, private setting while still conveniently located to Athens, Etowah, Madisonville, Maryville, and the Ocoee area, this quality-built home has so much to offer. The primary suite is located on the main level, and the home features beautiful hardwood floors, an impressive wood ceiling in the kitchen, cherry wood cabinetry, a large kitchen island, Corian countertops, and an inviting open-concept design. The spacious great room is highlighted by soaring 18-foot ceilings and a large stone fireplace with a gas insert, creating the perfect rustic gathering space. Enjoy your morning coffee or relaxing evenings from the expansive 20 x 34 covered front porch, or take advantage of the 10 x 30 covered back porch with breezeway. A 2-car garage, abundant storage, a potting shed, utility shed and plenty of additional space throughout make this home as functional as it is beautiful. If you have been looking for quality construction, peaceful surroundings, acreage, and a warm rustic feel, this one is a must-see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
7/10
Central High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Dishwasher,Refrigerator,Microwave

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),High Ceilings,High Speed Internet
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 2,756

Heating & Cooling

  • Heating features: Central
  • Cooling features: Other,Central Air

Interior Area

  • Total structure area: 2,756
  • Total interior livable area: 2,756 sqft

Property

Details

  • Parcel number: 087G A 01800 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 2
  • Patio & porch: Porch,Covered
  • Topography of land: Level

Lot

  • Lot size: 2.57 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance $414$4,968
Property Taxes $554$6,648
Electricity $223$2,687
Total$4,376$52,512

Income You'd Need if You Spent...

35% on housing$150,034/yr
40% on housing$131,280/yr
45% on housing$116,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 37329$229
McMinn County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 37329$155
McMinn County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$629,900
1999-03-25Sold$28,000

For Sale by Agent

AgentLorie Colloms
BrokerageCENTURY 21 Legacy

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