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7632 Old Track Ln, Mechanicsville, VA, 23111

4beds
3baths
2,418sqft
$529,000
$219price/sqft
$3,433/moest. monthly cost
$137,320/yrincome needed

About This Home

**Beautiful Colonial in Pebble Creek – Tucked Away on a Quiet Cul-de-Sac!** Welcome to this beautiful two-story Colonial located in the highly desirable Pebble Creek community of Mechanicsville! Offering 4 spacious bedrooms, 2.5 baths, and a functional open floor plan, this home combines comfort and style. From the moment you enter, you'll appreciate the home's light, bright, and airy feel, with abundant natural light flowing throughout the living spaces. The heart of the home is the well-appointed kitchen, featuring a center island perfect for meal preparation, a quick snack, or entertaining. All kitchen appliances convey, making this home truly move-in ready. The adjoining living and gathering spaces are warm, inviting, and ideal for both everyday living and hosting family and friends. Throughout the WHOLE HOME, you'll find all brand new carpet, providing a fresh, updated feel from the moment you walk in. Upstairs, a rare opportunity awaits with an expansive unfinished attic space complete with plumbing rough-ins already in place—ready to be transformed into a bonus room, home office, playroom, or private suite. Outside enjoy the large rear deck, perfect for grilling, entertaining, or simply unwinding after a long day. A spacious detached shed offers excellent storage or workshop space, while the attached two-car garage provides added convenience. As a bonus, all garage appliances convey, adding even more value for the next owner. Residents of Pebble Creek enjoy an exceptional array of amenities, including a clubhouse, 8-lane swimming pool, fitness center, tennis and basketball courts, two playgrounds, a fishing pond, and miles of sidewalks and walking paths throughout the community. Conveniently located just minutes from shopping, dining, and entertainment, this home offers the perfect combination of neighborhood charm and modern convenience. Don't miss this opportunity to own a wonderful home in one of Hanover County's most sought-after communities!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Bell Creek MiddleGrades 6-82.1 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2002

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Refrigerator,Stove,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom2

  • Level: Second
  • Dimensions: 12.0 x 13.0

Bedroom3

  • Level: Second
  • Dimensions: 10.0 x 9.0

Bedroom4

  • Level: Second
  • Dimensions: 12.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: First
  • Dimensions: 14.0 x 18.0

Features

  • Breakfast Area,Bay Window,Ceiling Fan(s),Dining Area,Eat-in Kitchen,Kitchen Island,Bath in Primary Bedroom,Pantry,Walk-In Closet(s)
  • Flooring: Partially Carpeted,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 2,418

Foyer

  • Level: First
  • Dimensions: 18.0 x 7.0

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,418 sqft

Kitchen

  • Level: First
  • Dimensions: 18.0 x 13.5

Laundry

  • Level: Second
  • Dimensions: 7.0 x 6.0

Living Room

  • Level: First
  • Dimensions: 21.5 x 12.0

Master Bedroom

  • Level: Second
  • Dimensions: 20.0 x 12.0

Other

  • Level: Second

Property

Details

  • Parcel number: 8724983328
  • Zoning description: R2

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Pool,Community
  • Patio & porch: Rear Porch,Deck
  • Exterior features: Deck,Storage,Shed,Tennis Court(s),Paved Driveway
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Pond,Walk to Water

Lot

  • Lot size: 0.25 Acres
  • Features: Dead End,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Driveway,Garage,Garage Door Opener,Paved,Two Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$170$2,040
Property Taxes $357$4,284
Electricity $232$2,794
Total$3,433$41,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,702/yr
40% on housing$102,990/yr
45% on housing$91,546/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 23111$211
Hanover County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 23111$229
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$529,000
2026-06-06Listed for sale$539,000
2026-01-01Listing removed$524,900
2025-08-02Listed for sale$524,900
2025-07-23Listing removed$524,900
2025-06-26Listed for sale$524,900
2002-04-15Sold$228,375

For Sale by Agent

AgentJennifer Bell
BrokerageBrick & Ivy Real Estate Collective

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