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2416 Ashland Ave, Rockford, IL, 61101

2beds
1baths
920sqft
$107,900
$117price/sqft
$1,025/moest. monthly cost
$41,000/yrincome needed

About This Home

Welcome home! This charming home features 2 bedrooms, a cozy living room, and a good-sized kitchen. It's a great option for first-time buyers or anyone looking to downsize. The home comes partially furnished, all furnishings less than two years old. Large LED TV, lamps, queen bed, sofa and love seat, fridge and new stove top. The home is ready for a new owner to bring their ideas and make it their own.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
McIntosh ElementaryGrades K-50.5 mi
2/10
Kennedy Middle SchoolGrades 6-80.6 mi
1/10
Auburn High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1955

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Concrete,Full

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 60
  • Dimensions: 6X10

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 920 sqft

Kitchen

  • Level: Main
  • Area: 112
  • Dimensions: 14X8

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 16X14

Master Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1116451001
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 50x136

Parking

  • Total spaces: 1
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $545$6,540
Home Insurance *$145$1,740
Property Taxes $205$2,460
Electricity $130$1,569
Total$1,025$12,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,142/yr
40% on housing$30,750/yr
45% on housing$27,333/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 61101$90
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61101$96
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-03-07Listing removed--
2022-12-01Pending sale$44,900
2022-11-30Sold$43,000
2022-10-07Pending sale$44,900
2022-08-15Listed for sale$44,900
2019-04-25Listing removed$31,000
2019-04-01Listed for sale$31,000
2018-08-24Sold$27,000
2018-08-16Pending sale$29,400
2018-08-16Listed for sale$29,400
2018-05-03Listing removed$675
2018-03-08Price change$675
2018-02-23Listed for rent$625
2007-11-05Sold$28,000
2001-11-02Sold$41,500

For Sale by Agent

AgentKatie Bak, ABR,CRS,e-PRO,MRP,SFR
BrokerageGates and Gables Realty

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