




429 W Lake Rd, De Ruyter, NY, 13052
About This Home
Lakefront Living at Its Finest – DeRuyter Lake, NY Welcome to your dream retreat on the serene shores of DeRuyter Lake! This well-cared-for lakefront home offers the perfect combination of comfort, character, and panoramic water views—all nestled in the heart of Upstate New York. Located just a short drive from Syracuse, Cortland, and the Finger Lakes region, this property is ideal for a seasonal escape. Inside, you’ll find a warm and inviting interior with luxury vinyl flooring throughout. Large windows frame the lake beautifully, filling the home with natural light. The updated kitchen features modern appliances, ample cabinetry, and easy access to the spacious lakeside porch—perfect for entertaining or enjoying peaceful morning coffee with a view. Wake up to glorious sunrises over the water on this property that includes a total of 3 bedrooms and 1and 1/2 bathrooms. Whether you're hosting guests or enjoying quiet time, every space is designed with comfort and relaxation in mind. Step outside to discover a fully fenced in yard with 83 feet of lake front, meticulously maintained grounds, a patio, and your own private dock for boating, fishing, or swimming. And for water enthusiasts—this property features a rare, detached boathouse, providing a bonus bedroom, a changing room, secure storage for your watercraft, and an additional covered space right on the water’s edge. It’s the ideal spot for launching kayaks or enjoying a shaded afternoon by the lake with your favorite beverage. Additional features include plenty of off-street parking space for you or your guests and a newly installed sceptic system. Whether you're searching for a seasonal getaway or a prime investment opportunity, this DeRuyter Lake gem has everything you need to enjoy lakefront living at its best. This is a turnkey opportunity. Furnishings may be included for a seamless move-in as part of a negotiated offer. Don’t miss this rare opportunity—schedule your private showing today!
Getting Around
Schools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Piers
- Roof: Shake / Shingle
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Freezer,Microwave,Range / Oven,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: None,Other
- Cooling features: Wall
Interior Area
- Total interior livable area: 880 sqft
Property
Details
- Parcel number: 31308910601231
Features
- Exterior features: Wood
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Lot
- Lot size: 3,569 sqft
Parking
- Total spaces: 3
- Parking features: Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Onondaga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,927 | $35,124 |
| Home Insurance * | $141 | $1,692 |
| Property Taxes | $1,071 | $12,852 |
| Electricity | $246 | $2,954 |
| Total | $4,385 | $52,620 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $579,000 |
| 2025-11-15 | Listing removed | -- |
| 2025-08-17 | Listed for sale | $599,000 |
| 2015-11-06 | Sold | $155,000 |
| 2015-09-02 | Pending sale | $179,900 |
| 2015-05-14 | Listed for sale | $179,900 |
| 1997-08-26 | Sold | $15,000 |
