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105 Harrison St SE, Cascade, IA, 52033

4beds
2baths
2,715sqft
$140,000
$52price/sqft
$1,118/moest. monthly cost
$44,720/yrincome needed

About This Home

So much potential in this lovely older home that has served its owner well for over thirty years. Beautiful original woodwork and stained glass will complement your restoration of this property. This home has spacious rooms with over 2100 square feet of living space and sits on almost a half-acre of land. The windows throughout the house were replaced in 2018. Roofs on both the house and the outbuilding are newer, with the outbuilding having all new sheathing as well. A unique feature of this property is the outbuilding which was formerly a 5 room motel. This has been a great place for storage but could also be repurposed for whatever your imagination dreams up. Located directly across the street from Cascade Elementary school and close to charming downtown Cascade and the riverwalk, it is also an easy drive for commuters to Dubuque or other nearby areas. This property is ready for you to make it your own!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
Cascade Elementary SchoolGrades PK-50.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Asp/Composite Shngl
  • Construction materials: Vinyl Siding,Slate,White Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: SINGLE FAMILY - DETACHED

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Dishwasher,Disposal
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Window Treatments
  • Fireplace features: None
  • Finished area above ground: 2,115

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,715
  • Total interior livable area: 2,715 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 1931333012
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.45 Acres
  • Lot size dimensions: 175 x 113

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$87$1,044
Property Taxes $122$1,464
Electricity $202$2,430
Total$1,118$13,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,331/yr
40% on housing$33,540/yr
45% on housing$29,813/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 52033$178
Dubuque County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 52033$139
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Price change$140,000
2025-10-18Listed for sale$179,000

For Sale by Agent

AgentJeremy Johannes
BrokerageEpique Realty

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