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76 Smith Avenue, Nyack, NY, 10960

3beds
3baths
1,886sqft
$713,000
$378price/sqft
$5,338/moest. monthly cost
$213,520/yrincome needed

About This Home

Welcome to 76 Smith Avenue, a beautifully renovated multi-level townhouse-style condominium offering the feel of a single-family home with the convenience of low-maintenance living. Privately set back from the road, this unique residence features spacious living areas, exceptional indoor and outdoor living, and thoughtful updates throughout. Property Highlights: • 3 bedrooms | 2.5 bathrooms • Primary suite with en-suite bath featuring a soaking tub and separate shower. • Fully finished lower level with flexible living space, bonus room, and even more additional storage. • Walk-up cedar attic for additional storage. • Fireplace and central air conditioning! • Second-floor laundry! • Private paver patio, covered rear porch, courtyard setting, and side yard with fire pit. • Detached one-car garage and off-street parking. • 20 kW Kohler automatic whole-house natural gas generator. • HOA-maintained landscaping and snow removal included. Ideally located in the Town of Orangetown, minutes from downtown Nyack's acclaimed restaurants, unique boutiques, riverfront parks, galleries, and commuter access. A rare opportunity to enjoy privacy, space, and the lifestyle of a single-family home with the ease of condominium living.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
Upper Nyack SchoolGrades K-51.7 mi
5/10
Nyack Middle SchoolGrades 6-80.9 mi
8/10
Nyack Senior High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2001

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Unit,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Storage Space

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower

Dining Room

  • Level: First

Family Room

  • Level: First

Family Room

  • Level: Lower

Features

  • Ceiling Fan(s),Formal Dining,High Ceilings,Primary Bathroom,Recessed Lighting,Soaking Tub,Storage,Walk-In Closet(s)
  • Window features: Blinds
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Attic: See Remarks,Storage,Walkup
  • Common walls with other units/homes: 1 Common Wall,No One Above,No One Below

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,886
  • Total interior livable area: 1,886 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Lavatory

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: Lower

Property

Details

  • Parcel number: 39248906607800010030010002
  • Attached to another structure: Yes
  • Special condition: None
  • Other equipment: Generator

Features

  • Levels: Three Or More
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Awning(s),Courtyard,Private Entrance
  • Fencing: Wood

Lot

  • Lot size: 7,841 sqft
  • Features: Back Yard,Landscaped,Private

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,605$43,260
Home Insurance *$199$2,388
Property Taxes $1,223$14,676
Electricity $311$3,740
Total$5,338$64,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,017/yr
40% on housing$160,140/yr
45% on housing$142,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 10960$485
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10960$425
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$650,000
2026-07-24Listed for sale$713,000

For Sale by Agent

AgentMichael C. Keahon
BrokerageCentury 21 Full Service Realty

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