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8989 Chidsey Hill Rd, Branchport, NY, 14418

4beds
2baths
2,072sqft
$315,000
$152price/sqft
$2,615/moest. monthly cost
$104,600/yrincome needed

About This Home

Welcome to wine country! Located in the heart of the Finger Lakes, this stunning 4-bedroom, 2-bathroom newly remodeled home offers exceptional space and versatility, including two additional bonus rooms—perfect for a home office, guest space, or hobby area. Currently bringing in around $40,000 a year as a short term rental! Step inside to a beautifully updated interior featuring a gorgeous kitchen with granite countertops, luxury flooring throughout, and numerous upgrades including electrical, bathrooms, drywall, and more. Every detail has been thoughtfully improved to create a move-in ready home. Enjoy outdoor living at its finest with a covered porch and brand-new hot tub—ideal for relaxing after a day on the lake or exploring the region. The property also features a large garage, a stocked pond, and a beautifully landscaped yard, offering both privacy and charm. Conveniently located just minutes from Keuka Lake and surrounded by some of the area’s most popular wineries and breweries, this property is perfectly positioned to enjoy all that the Finger Lakes region has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1940

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Propane Water Heater,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Den,Eat-in Kitchen,Granite Counters,Partially Furnished,Bedroom on Main Level,Main Level Primary
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 2,072
  • Total interior livable area: 2,072 sqft

Property

Details

  • Parcel number: 4662000120000001008120
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Gravel Driveway,Hot Tub/Spa,Propane Tank - Leased
  • Has spa: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 2.59 Acres
  • Features: Agricultural,Irregular Lot

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$125$1,500
Property Taxes $556$6,672
Electricity $342$4,109
Total$2,615$31,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,657/yr
40% on housing$78,450/yr
45% on housing$69,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 14418$197
Steuben County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 14418$260
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$349,000
2025-11-08Listing removed$374,900
2025-07-01Price change$374,900
2025-05-06Listed for sale$399,900
2024-08-12Listing removed$229,900
2023-07-28Sold$216,000
2023-05-08Contingent$219,000
2023-05-01Price change$219,900
2023-04-30Price change$219,000
2023-04-12Price change$229,900
2023-02-02Price change$239,900
2022-12-13Price change$243,900
2022-11-22Price change$249,900
2022-11-08Listed for sale$254,000
2022-11-07Listing removed--
2022-10-25Listed for sale$259,900
2022-10-24Listing removed--
2022-10-10Listed for sale$269,000
2022-10-10Listing removed--
2022-09-10Contingent$269,000
2022-08-08Listed for sale$269,000
2022-08-08Listing removed--
2022-07-25Listed for sale$279,000
2006-12-28Sold$74,000
2005-06-27Sold$73,000

For Sale by Agent

AgentLeah M. Butler
BrokerageKeuka Lake & Land Realty Bath

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