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513 Canada Street, Lake George, NY, 12845

4beds
2baths
1,132sqft
$675,999
$597price/sqft
$4,564/moest. monthly cost
$182,560/yrincome needed

About This Home

Completely renovated and ideally located just north of Lake George Village, this versatile two-story property sits on 2.12+ acres in a commercial zoning district, offering both residential comfort and exciting investment potential. The home features 4 bedrooms, 2 full bathrooms, and a fully finished lower level with an additional family room and laundry area, providing ample living and recreational space. With commercial zoning in place, the property presents a unique development opportunity, with potential for up to six small cabins ideal for short-term rental income or potential subdivision with access from Thomson Avenue. Enjoy an unbeatable location just moments from Lake George Village, public boat launches, restaurants, shops, and year-round recreation, with Gore Mountain and Saratoga Springs both approximately 20 minutes away. Adding to the property's charm, picturesque English Brook meanders along the front, creating a peaceful natural setting perfect for fishing, relaxing, or simply enjoying the sounds of the water. A rare opportunity to own a property that blends lifestyle, location, and income-producing potential. Short Term Rentals Permitted

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Heated,Interior Entry,Walk-Out Access

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Dining Room

  • Level: Second

Features

  • High Speed Internet,Solid Surface Counters,Walk-In Closet(s),Built-in Features,Ceramic Tile Bath
  • Window features: Screens,Double Pane Windows,Insulated Windows
  • Flooring: Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 1,132

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,132
  • Total interior livable area: 1,132 sqft

Kitchen

  • Level: Second

Laundry

  • Level: First

Living Room

  • Level: Second

Living Room

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 522289 251.10116
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Trees/Woods,Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Stream

Lot

  • Lot size: 2.12 Acres
  • Features: Level,Meadow,Road Frontage,Wooded

Parking

  • Total spaces: 6
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Warren County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,418$41,016
Home Insurance *$179$2,148
Property Taxes $721$8,652
Electricity $246$2,954
Total$4,564$54,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,480/yr
40% on housing$136,920/yr
45% on housing$121,706/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.8%
-1.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$597This listing

vs Other Active Listings

Avg $/sqft

ZIP 12845$494
Warren County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 12845$418
Warren County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$675,999
2026-05-22Listed for sale$699,999
2025-05-02Listing removed$724,900
2024-10-29Listed for sale$724,900
2021-08-19Sold$305,000
2021-07-01Contingent$319,900
2021-06-15Price change$319,900
2021-04-01Listed for sale$324,900
2005-11-30Sold$375,000
2004-07-02Sold$215,000

For Sale by Agent

AgentWayne Hartard
BrokerageeXp Realty

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