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6324 State Route 9, Chestertown, NY, 12817

6beds
3baths
2,916sqft
$444,900
$153price/sqft
$3,322/moest. monthly cost
$132,880/yrincome needed

About This Home

Set on a .45-acre lot in the heart of Chestertown, this spacious Colonial presents a standout opportunity in the Lake George region, equally suited as a full-time home, seasonal escape, or high income-producing property. Offering 2,916 square feet, the home features 6 bedrooms and 3 full bathrooms, with a layout designed to comfortably host large groups with ease. Its size and setup make it especially attractive for short-term rental use, with strong potential for consistent income. Inside, you'll find hardwood and tile flooring, a cozy living room with craftsman detail, and newer windows that fill the home with natural light. The layout offers multiple spaces to gather, relax, or spread out, while the enclosed porch adds even more versatility for entertaining or quiet downtime. Out back, the heated in-ground pool creates a private setting to unwind and enjoy the warmer months, adding to the property's appeal for both personal use and guests. Positioned right on Main Street, the home is close proximity to local shops, restaurants, and year-round recreation. With Loon Lake just minutes away and Lake George and Gore Mountain a short drive, this location makes it easy to enjoy everything the Adirondacks have to offer in every season. With its combination of space, location, and flexibility, this property offers a rare chance to own something that works just as well for personal use as it does as a high-performing investment!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
North Warren Central SchoolGrades PK-121.1 mi

Construction

Condition

  • Year built: 1850

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator,Washer/Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Built-in Features,Ceramic Tile Bath,Crown Molding,Eat-in Kitchen
  • Flooring: Tile,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,916

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,916
  • Total interior livable area: 2,916 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 522400 104.10525
  • Special condition: Standard

Features

  • Pool features: In Ground
  • Patio & porch: Screened,Deck,Porch
  • Fencing: Wood,Back Yard

Lot

  • Lot size: 0.45 Acres
  • Features: Level,Cleared,Landscaped

Parking

  • Total spaces: 8
  • Parking features: Paved,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding

FEMA Declared Disasters in Warren County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,249$26,988
Home Insurance *$118$1,416
Property Taxes $474$5,688
Electricity $481$5,782
Total$3,322$39,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,897/yr
40% on housing$99,660/yr
45% on housing$88,586/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.8%
-1.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 12817$233
Warren County$370

vs Homes Sold Last Month

Median $/sqft

ZIP 12817$350
Warren County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$444,900
2026-04-01Listed for sale$449,900
2025-11-05Listing removed$399,000
2025-07-27Listed for sale$399,000
2024-02-02Listing removed--
2023-12-07Price change$489,000
2023-09-01Listed for sale$519,000
2023-05-12Listing removed--
2023-02-22Listed for sale$549,900
2022-10-05Listing removed--
2022-01-05Price change$574,900
2021-10-08Listed for sale$579,900
2018-10-11Listing removed$172,000
2017-09-11Listed for sale$172,000
2015-08-03Listing removed$267,900
2015-02-10Price change$267,900
2015-01-16Listed for sale$269,900
2009-09-08Sold$85,000

For Sale by Agent

AgentRobert Saumell Jr.
BrokerageKW Platform

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