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233 Oakwood Ave, Rockford, IL, 61101

2beds
1baths
1,144sqft
$124,900
$109price/sqft
$1,166/moest. monthly cost
$46,640/yrincome needed

About This Home

Welcome home to this beautifully updated 2-bedroom home that's truly move-in ready! Nearly every major improvement has already been completed, including all-new windows, new furnace, new water heater, and brand-new flooring throughout. The stylishly updated kitchen features modern finishes. With all the big-ticket items already replaced, you can enjoy peace of mind and low-maintenance living for years to come

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

2/10
2/10
Kennedy Middle SchoolGrades 6-81.5 mi
1/10
Auburn High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Second
  • Area: 99
  • Dimensions: 11X9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,144 sqft

Kitchen

  • Level: Main
  • Area: 99
  • Dimensions: 11X9

Living Room

  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Master Bedroom

  • Level: Second
  • Area: 108
  • Dimensions: 12X9

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1122132002
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 3,036 sqft
  • Lot size dimensions: 46X66

Parking

  • Total spaces: 3
  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$168$2,016
Property Taxes $237$2,844
Electricity $130$1,569
Total$1,166$13,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,977/yr
40% on housing$34,980/yr
45% on housing$31,093/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 61101$90
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61101$96
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$119,900
2026-07-24Listed for sale$124,900
2026-04-02Listing removed$89,900
2026-03-14Listed for sale$89,900
2026-03-01Listing removed$89,900
2026-01-19Listed for sale$89,900
2026-01-18Contingent$89,900
2025-12-19Listed for sale$89,900
2025-12-15Listing removed$94,900
2025-10-31Price change$94,900
2025-10-01Listed for sale$99,900
2021-11-23Listing removed--
2021-09-29Listed for sale$39,900
2006-12-06Sold$20,000
2006-08-29Sold$10,000
2000-02-03Sold$17,000

For Sale by Agent

AgentLauren Sifuentes
BrokerageExecutive Realty Group LLC

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