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6304 Waterside Cv, Hoover, AL, 35244

4beds
3baths
2,587sqft
$467,000
$181price/sqft
$3,097/moest. monthly cost
$123,880/yrincome needed

About This Home

This lovely home is located on a quiet cul-de-sac in the gated Waterford Section of Lake Cyrus in Hoover. The home features 4 bedrooms and 2.5 baths. Three of the bedrooms are on the main level. There is a large bedroom upstairs with a huge walk-in closet. This room would also make an excellent home office. The kitchen has stainless appliances and features a five burner gas range with air fryer oven. It is also wired for an electric range if you prefer electric. The kitchen, bathrooms & laundry room have porcelain tile flooring. All the other main level rooms have hardwood. Bedrooms 2 & 3 share a bathroom. The yard is fenced. There is a screened in porch off the living room. The back yard is very private and features a large patio, deck with fire pitl & ectrical wiring/space for a hot tub. The exterior of the home is all brick. The eaves are covered with maintenance free aluminum siding. Heating & air replaced in 2025. Roof replaced in 2019.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

10/10
10/10
9/10
Hoover High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Self Cleaning Oven,Plumbed for Gas in Kit,Refrigerator,Stainless Steel Appliance(s),Stove-Gas,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Main Level,Other,Yes

Basement

  • Area: 0

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Recessed Lighting,Split Bedroom,High Ceilings,Cathedral/Vaulted,Crown Molding,Smooth Ceilings,Tray Ceiling(s),Double Shower,Linen Closet,Separate Shower,Shared Bath,Split Bedrooms,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Tile (FIREPL),Great Room,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Walk-In,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,587

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,587 sqft

Kitchen

  • Features: Stone Counters
  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 3900293000051.000
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio,Porch,Porch Screened,Open (DECK),Deck
  • Exterior features: Sprinkler System
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.40 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,361$28,332
Home Insurance *$222$2,664
Property Taxes $225$2,700
Electricity $289$3,473
Total$3,097$37,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,182/yr
40% on housing$92,910/yr
45% on housing$82,586/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 35244$185
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35244$183
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$467,000
2026-01-22Listing removed$2,895
2025-08-12Listed for rent$2,895
2024-11-22Listing removed$2,300
2024-11-19Price change$2,300
2024-10-21Price change$2,400
2024-09-13Listed for rent$2,500
2023-09-13Listing removed--
2023-08-18Price change$2,395
2023-08-04Listed for rent$2,495
2022-05-25Listing removed--
2022-03-08Listed for rent$2,395
2018-03-22Listing removed$2,095
2018-02-19Listed for rent$2,095
2016-04-07Listing removed$2,000
2015-10-06Listed for rent$2,000
2001-02-28Sold$212,000

For Sale by Agent

AgentMoe Mossa
BrokerageSavvy Avenue, LLC

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