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5155 W Lake Rd, Geneseo, NY, 14454

4beds
2baths
2,132sqft
$575,000
$270price/sqft
$4,384/moest. monthly cost
$175,360/yrincome needed

About This Home

This is a great opportunity to have your lakefront property and an Accessory Dwelling Unit that opens up so many possibilities! Rent the ADU year round and enjoy the good weather in your seasonal cottage or reverse the whole idea. Living in the ADU and renting the seasonal cottage. The seasonal cottage is being sold furnished. You can close, move right in and stay for the night or as long as you like! There are four bedrooms, a kitchen, one and a half baths, a first floor laundry, a family room dining room combination that is heated and cooled by a mini split wall unit. There is also a sunroom that has an exit to your private concrete patio with 38 feet of shoreline and a break wall to eliminate any shore erosion. The view down the lake is something that you will never get tired of. The dock is included and the boat and hoist are negotiable. There is even a gondola to help you bring down all the supplies that you will need.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1935

Materials

  • Foundation: Block
  • Construction materials: Blown-In Insulation,Vinyl Siding,Wood Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Trash Compactor,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Furnished,Living/Dining Room
  • Flooring: Hardwood,Laminate,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,132
  • Total interior livable area: 2,132 sqft

Property

Details

  • Parcel number: 24268909107600010060010000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck,Dock,See Remarks
  • On waterfront: Yes
  • Waterfront features: Beach Access,Dock Access,Lake
  • Waterbody name: Conesus Lake
  • Frontage length: 38

Lot

  • Lot size: 5,993 sqft
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 37 x 159

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Strong Wind

FEMA Declared Disasters in Livingston County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$196$2,352
Property Taxes $929$11,148
Electricity $352$4,227
Total$4,384$52,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,308/yr
40% on housing$131,520/yr
45% on housing$116,906/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 14454$178
Livingston County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 14454$151
Livingston County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Contingent$575,000
2026-07-22Listed for sale$575,000
2000-09-06Sold$111,000

For Sale by Agent

AgentMichael P. Herrman
BrokerageHunt Real Estate ERA/Columbus

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