309 Adams St, Rockford, IL, 61107
About This Home
Incredible equity-building opportunity with major space expansion potential! This 2-bedroom, 1-bathroom home features a versatile layout easily convertible into 4 functional bedrooms. The main level includes a living room, formal dining room, and a separate family room that can easily serve as a main-floor 4th bedroom. Upstairs features two well-sized bedrooms plus an expansive loft space designed to seamlessly function as a 3rd bedroom. Includes a 1-car detached garage. Bring your ideas and maximize this property's full potential. Ideal for buyers or investors looking to add fast value. Sold as-is.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedroom2
- Level: Second
- Area: 120
- Dimensions: 12X10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 285
- Dimensions: 19X15
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 0
- Total interior livable area: 1,308 sqft
Kitchen
- Level: Main
- Area: 128
- Dimensions: 16X8
Master Bedroom
- Level: Second
- Area: 150
- Dimensions: 15X10
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1124352005
- Special condition: None
Features
- Stories: 2
Lot
- Lot size: 2,801 sqft
- Lot size dimensions: 42.44x66
Parking
- Total spaces: 1
- Parking features: Yes,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Hail
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $485 | $5,820 |
| Home Insurance * | $69 | $828 |
| Property Taxes | $182 | $2,184 |
| Electricity | $130 | $1,569 |
| Total | $866 | $10,392 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2021-03-24 | Listing removed | -- |
| 2017-11-22 | Sold | $37,000 |
| 2017-08-29 | Listing removed | $595 |
| 2017-08-17 | Listed for rent | $595 |
| 2015-02-05 | Listing removed | $595 |
| 2015-01-26 | Price change | $595 |
| 2014-12-27 | Listed for rent | $650 |
| 2014-09-29 | Listing removed | $650 |
| 2014-08-31 | Listed for rent | $650 |
| 2014-06-27 | Sold | $16,820 |
| 2014-05-20 | Pending sale | $20,456 |
| 2014-05-16 | Listed for sale | $20,456 |
| 2014-05-09 | Pending sale | $20,456 |
| 2014-05-03 | Price change | $20,456 |
| 2014-04-01 | Price change | $23,013 |
| 2014-02-15 | Listed for sale | $24,500 |
| 2014-02-14 | Sold | $16,820 |
| 2013-10-01 | Price change | $24,270 |
| 2013-09-04 | Price change | $24,766 |
| 2013-08-09 | Price change | $25,272 |
| 2013-07-31 | Price change | $25,788 |
| 2013-07-20 | Price change | $26,315 |
| 2013-07-09 | Price change | $26,852 |
| 2013-07-02 | Price change | $27,400 |
| 2013-06-18 | Price change | $28,000 |
| 2013-06-11 | Price change | $30,000 |
| 2013-05-29 | Listed for sale | $32,000 |
| 2007-04-04 | Sold | $70,000 |
| 2001-06-01 | Sold | $57,000 |
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