See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

321 Washington St, Rockford, IL, 61104

4beds
3baths
1,612sqft
$212,500
$132price/sqft
$1,878/moest. monthly cost
$75,120/yrincome needed

About This Home

Beautiful home , This home is all new inside and outside, 4 Bedrooms and 3 Bathrooms, new cement side walk on south side of property, near to Down Town, shopping, Hard rock casino, hospitals, restaurants, museums and more ,great location .

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
1/10
Rockford East High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Level: Second
  • Area: 171
  • Dimensions: 19X9

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Family Room

  • Features: Flooring (Vinyl)

Heating & Cooling

  • Heating features: Natural Gas,Electric,Forced Air,Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,612 sqft

Kitchen

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Living Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1125209025
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 50X130.95X50X130.95

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,074$12,888
Home Insurance *$271$3,252
Property Taxes $403$4,836
Electricity $130$1,569
Total$1,878$22,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,388/yr
40% on housing$56,340/yr
45% on housing$50,080/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 61104$77
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61104$91
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$216,500
2026-04-21Listed for sale$225,000
2026-03-28Listing removed$215,000
2026-02-28Listed for sale$215,000
2025-06-27Sold$184,000
2025-05-30Pending sale$184,900
2025-05-19Price change$184,900
2025-04-07Listed for sale$189,900
2025-03-28Pending sale$189,900
2025-03-17Listed for sale$189,900
2025-03-06Pending sale$189,900
2025-02-25Listed for sale$189,900

For Sale by Agent

AgentMonica Vaccarello
BrokerageExecutive Realty Group LLC

Similar Homes