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6 Phoebe Ter, Thorofare, NJ, 08086

3beds
3baths
2,573sqft
$485,000
$188price/sqft
$3,865/moest. monthly cost
$154,600/yrincome needed

About This Home

Nestled in the desirable Riverwinds community, this immaculate 3-bedroom, 3-bath ranch is on a peaceful cul-de-sac. Enjoy all the amenities of Riverwinds, with the community center within walking distance. Step into the inviting foyer that leads to a formal living room and dining room, perfect for entertaining. The eat-in kitchen boasts oak cabinets, granite countertops, a ceramic tile floor, and a stylish backsplash. Open to the kitchen, the spacious family room features a cozy gas-burning fireplace, while the sunroom—complete with plantation shutters and sliding doors—provides access to the patio for seamless indoor-outdoor living. The main floor offers convenience with a laundry room and two well-appointed bedrooms, including the primary suite with a walk-in closet and a private bath featuring a garden tub, walk-in shower, and ceramic tile flooring. A second full bath is located in the hall. Upstairs, the loft provides additional space, including a third bedroom, office area, ample closet storage, and a third full bath. With neutral flooring and paint throughout, this home is move-in ready. Additional features include a BRAND NEW ROOF, an attached two-car garage, and a prime location just minutes from shopping, dining, and Philadelphia. Don’t miss out—schedule your appointment today!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
3/10
West Deptford High SchoolGrades 9-121.9 mi
--

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Pitched
  • Construction materials: Frame

Other

  • Builder model: Chesapeake
  • Builder name: JS Hovnanian & Sons

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level,Laundry Room

Bathroom3

  • Level: Upper

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10 X 11

Bedroom3

  • Level: Upper
  • Area: 182
  • Dimensions: 13 X 14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Breakfast Room

  • Level: Main
  • Area: 64
  • Dimensions: 8 X 8

Dining Room

  • Level: Main
  • Dimensions: 0 X 12

Family Room

  • Level: Main
  • Area: 180
  • Dimensions: 12 X 15

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,573

Foyer

  • Level: Main
  • Area: 72
  • Dimensions: 9 X 8

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,573
  • Total interior livable area: 2,573 sqft

Kitchen

  • Level: Main
  • Area: 104
  • Dimensions: 8 X 13

Laundry

  • Level: Main
  • Area: 72
  • Dimensions: 8 X 9

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 14 X 15

Loft

  • Level: Upper
  • Area: 324
  • Dimensions: 12 X 27

Other

  • Level: Main
  • Area: 120
  • Dimensions: 8 X 15

Primary Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 13 X 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2000328 0500027
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community

Lot

  • Lot size: 7,536 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Coastal Flooding
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$160$1,920
Property Taxes $970$11,640
Electricity $283$3,403
Total$3,865$46,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,514/yr
40% on housing$115,950/yr
45% on housing$103,066/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 08086$169
Gloucester County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 08086$215
Gloucester County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$495,000
2025-12-12Listing removed$459,900
2025-10-23Price change$459,900
2025-10-02Listed for sale$495,000
2025-10-01Listing removed$485,000
2025-07-11Price change$485,000
2025-06-02Listed for sale$495,000
2025-05-31Listing removed$495,000
2025-04-11Listed for sale$495,000
2025-04-10Listing removed$495,000
2025-02-10Listed for sale$495,000
2001-10-01Sold$226,836

For Sale by Agent

AgentRose Simila
BrokerageHome and Heart Realty

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