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830 10th Ave, Rockford, IL, 61104

5beds
2baths
2,430sqft
$90,000
$37price/sqft
$925/moest. monthly cost
$37,000/yrincome needed

About This Home

Solid brick duplex ideal for investors seeking rental income and value add opportunity. This property features a 3 bedroom, 1 bath upper unit and a 2 bedroom, 1 bath lower unit, each with convenient access to a covered rear deck that overlooks the yard. Hardwood flooring throughout and both kitchens with its own walk in pantries. Single car garage in the rear provides off street parking or storage. Newer vinyl windows throughout. Don't miss the chance to take a look. Some work will be needed to bring it back to its full potential.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

3/10
1/10
Rockford East High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Rubber
  • Construction materials: Brick/Stone

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Units

Interior

Appliances

  • Appliances included: Stove/Cooktop,Natural Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,430

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,430
  • Total interior livable area: 2,430 sqft

Property

Details

  • Parcel number: 1126413006
  • Zoning: R2 2 FAMILY RESIDENTIAL

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck-Covered

Parking

  • Total spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$114$1,368
Property Taxes $170$2,040
Electricity $186$2,242
Total$925$11,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,714/yr
40% on housing$27,750/yr
45% on housing$24,666/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$37This listing

vs Other Active Listings

Avg $/sqft

ZIP 61104$80
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61104$91
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$90,000
2026-06-08Listed for sale$90,000
2010-04-28Sold$17,000
2007-07-10Sold$55,000
2004-04-26Sold$22,000
1997-09-18Sold$31,234

For Sale by Agent

AgentKen Hirano
BrokerageDickerson & Nieman

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