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1234 West St, Rockford, IL, 61102

--beds
--baths
0sqft
$120,000
--price/sqft
$1,118/moest. monthly cost
$44,720/yrincome needed

About This Home

Investor opportunity! Spacious 2-story duplex. Property features two units, each with 2 bedrooms, functional layouts, and eat-in kitchens. Washer and dryer hookups available (units not included). Seller has recently updated the HVAC system. Being sold as-is; seller has never occupied the property. No FHA financing due to peeling paint (garage). Property could potentially be converted back to a single-family home—buyer to verify.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

3/10
King Elementary SchoolGrades K-50.2 mi
1/10
Jefferson High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Shingle
  • Construction materials: Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Units

Interior

Appliances

  • Appliances included: Refrigerator,Stove/Cooktop,Oven,Natural Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 1127253010

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$155$1,860
Property Taxes $227$2,724
Electricity $130$1,569
Total$1,118$13,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,331/yr
40% on housing$33,540/yr
45% on housing$29,813/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 61102$92
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61102$111
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$120,000
2023-06-09Sold$38,000
2023-05-22Pending sale$36,000
2023-05-18Listed for sale$36,000

For Sale by Agent

AgentPriscilla Sandoval
BrokerageKeller Williams Realty Signature

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