434 16th Ave, Rockford, IL, 61104
About This Home
TURN KEY DUPLEX IN ROCKFORD offering a great investment opportunity! This well-maintained property features two spacious 3-bedroom, 1-bath units. Interior highlights include hardwood floors, updated bathrooms, and freshly painted kitchens. The property also offers a full basement, fenced backyard, storage shed, and a 2-car garage. Conveniently located near schools, dining, and everyday amenities. Ideal for an owner-occupant or an investor looking to expand their portfolio!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1923
Materials
- Roof: Shingle
- Construction materials: Siding
Type & Style
- Home type: MultiFamily
- Property subType: 2 Units
Interior
Appliances
- Appliances included: None,Gas Water Heater
Features
- Finished area below ground: 900
- Finished area above ground: 1,970
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,870
- Total interior livable area: 2,870 sqft
Property
Details
- Parcel number: 1135105018
Features
- Levels: Two
- Stories: 2
- Exterior features: Balcony
Parking
- Total spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,112 | $13,344 |
| Home Insurance * | $280 | $3,360 |
| Property Taxes | $417 | $5,004 |
| Electricity | $220 | $2,648 |
| Total | $2,029 | $24,348 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-05 | Listed for sale | $225,000 |
| 2026-02-08 | Listing removed | $225,000 |
| 2025-11-09 | Listed for sale | $225,000 |
| 2025-10-15 | Pending sale | $225,000 |
| 2025-10-07 | Listed for sale | $225,000 |
| 2025-06-27 | Sold | $56,900 |
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