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1520 18th St, Rockford, IL, 61104

3beds
2baths
1,348sqft
$115,000
$85price/sqft
$1,075/moest. monthly cost
$43,000/yrincome needed

About This Home

Spacious, open 2 story home on a corner lot. Three bedrooms, 2 bath. Natural woodwork on 1st floor; Lg living room with built-in lead glass bookshelves; dining room, hard wood floor. Good neighborhood. You will own the block as no next door neighbors as it’s a large corner lot. Double car garage you park in & walk 10 paces to your back door & bbq. The roofs are great. New in last year: Bathroom, plumbing, Furnace, Water Heater, etc. Full Basement but unfinished. I will post new pictures soon. Call D.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
4/10
1/10
Rockford East High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Other

Interior Area

  • Total interior livable area: 1,348 sqft

Property

Details

  • Parcel number: 1136227011

Features

  • Exterior features: Shingle,Stucco,Wood,Wood products

Lot

  • Lot size: 6,098 sqft

Parking

  • Parking features: Garage - Detached,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$146$1,752
Property Taxes $218$2,616
Electricity $130$1,569
Total$1,075$12,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,857/yr
40% on housing$32,250/yr
45% on housing$28,666/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 61104$79
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61104$91
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-18Listed for sale$115,000
2014-12-30Sold$15,000
2014-11-14Price change$19,900
2014-10-10Listed for sale$23,500
2011-12-10Listing removed$695
2011-12-02Price change$695
2011-11-07Listed for rent$750
2002-09-03Sold$50,500
2002-05-07Sold$63,182
1999-08-05Sold$55,000

For Sale by Owner

AgentProperty Owner

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