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1520 Parmele St, Rockford, IL, 61104

4beds
2baths
2,592sqft
$110,000
$42price/sqft
$1,103/moest. monthly cost
$44,120/yrincome needed

About This Home

Recently updated, all brick bungalow offering 2592 SF of living space. Enjoy the welcoming, covered front porch and a spacious interior featuring a living room that flows seamlessly into the dining room, both showcasing hardwood floors and natural woodwork. The main level includes three bedrooms and a full bath, while the finished upper level provides an additional bedroom and versatile living space. Recent updates to the kitchen include new countertops and new LVP flooring. Hardwood floors have been refinished on the main level. House interior has been recently painted. New epoxy flooring in the basement. Full basement adds storage and an additional bathroom. Outside, you'll find off street parking, a garden shed, and a fully fenced yard - perfect for outdoor enjoyment.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

3/10
1/10
Jefferson High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1915

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 100.21

Bedroom3

  • Level: Main
  • Area: 64.7721

Bedroom4

  • Level: Main
  • Area: 305.25

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 195.19

Features

  • Solid Surface Counters
  • Finished area below ground: 864
  • Finished area above ground: 1,728

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,592
  • Total interior livable area: 2,592 sqft

Kitchen

  • Level: Main
  • Area: 122.72

Living Room

  • Level: Main
  • Area: 187.53

Master Bedroom

  • Level: Main
  • Area: 160

Property

Details

  • Parcel number: 1136103007

Features

  • Levels: One and One Half
  • Stories: 1
  • Fencing: Fenced

Lot

  • Lot size: 6,098 sqft
  • Features: City/Town

Parking

  • Parking features: Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$140$1,680
Property Taxes $208$2,496
Electricity $199$2,392
Total$1,103$13,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,817/yr
40% on housing$33,090/yr
45% on housing$29,413/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$42This listing

vs Other Active Listings

Avg $/sqft

ZIP 61104$80
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61104$91
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-01Price change$115,000
2025-10-30Listed for sale$120,000
2025-09-23Listing removed$85,000
2025-07-03Listed for sale$85,000
2017-03-03Sold$16,000
2017-02-13Pending sale$19,900
2017-01-25Listed for sale$19,900
1999-11-04Sold$65,500
1997-10-28Sold$49,000

For Sale by Agent

AgentKen Hirano
BrokerageDickerson & Nieman

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