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2592 Blue Bill Cir, White Bear Township, MN, 55110

6beds
4baths
3,368sqft
$614,999
$183price/sqft
$4,584/moest. monthly cost
$183,360/yrincome needed

About This Home

Stunning 2-story walkout home set on a half-acre cul-de-sac lot with peaceful pond and wooded views. A grand two-story foyer opens to a bright, open main level featuring vaulted ceilings, expansive windows with Hunter Douglas blinds, and abundant natural light. The updated kitchen showcases new granite countertops and sink, abundant cabinetry, and beautiful wood flooring, while the dining and living areas capture serene backyard views. The main level also includes a home office, den, laundry room, and convenient half bath off the garage entry. Upstairs you’ll find 3 spacious bedrooms, including a luxurious owner’s suite with dual vanities, a corner whirlpool tub with treetop views, separate walk-in shower, and a large walk-in closet. The walkout lower level is ideal for entertaining with a spacious second family room, an additional home office with egress window, plus 5th and 6th bedrooms offering flexibility for guests, hobbies, or multigenerational living. Additional features include an insulated and heated garage with lofted storage. Conveniently located near Oneka Ridge Golf Course, downtown White Bear Lake shopping and dining, with easy freeway and highway access.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
6/10
Central Middle SchoolGrades 6-82.4 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Freezer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Full,Sump Pump,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 224
  • Dimensions: 16x14

Bedroom2

  • Level: Upper
  • Area: 180
  • Dimensions: 15x12

Bedroom3

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Lower
  • Area: 132
  • Dimensions: 12x11

Bedroom5

  • Level: Lower
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 2

Den

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Features

  • Finished area below ground: 908
  • Finished area above ground: 2,092

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,368
  • Total interior livable area: 3,368 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Living Room

  • Level: Main
  • Area: 330
  • Dimensions: 22x15

Office

  • Level: Lower
  • Area: 120
  • Dimensions: 12x10

Porch

  • Level: Main
  • Area: 110
  • Dimensions: 22x5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 013022110052
  • Zoning description: Residential-Single Family
  • Foundation area: 1276

Features

  • Levels: Modified Two Story
  • Stories: 2
  • Patio & porch: Front Porch
  • Fencing: None

Lot

  • Lot size: 0.49 Acres
  • Features: Near Public Transit,Corner Lot,Tree Coverage - Medium
  • Lot size dimensions: 100 x 166

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$413$4,956
Property Taxes $778$9,336
Electricity $284$3,408
Total$4,584$55,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,165/yr
40% on housing$137,520/yr
45% on housing$122,240/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 55110$173
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55110$200
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2022-05-05Sold$537,500
2022-03-30Pending sale$479,900
2022-03-28Listing removed--
2022-03-25Listed for sale$479,900
2004-11-09Sold$377,500
2002-06-28Sold$58,000

Coming Soon

AgentColleen Schultz
BrokerageKeller Williams Premier Realty Lake Minnetonka

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