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1308 S 9th STREET, Watertown, WI, 53094

3beds
2baths
1,250sqft
$320,500
$256price/sqft
$2,297/moest. monthly cost
$91,880/yrincome needed

About This Home

Move right in and enjoy this updated 3-bedroom, 1.5-bath ranch in a convenient south-side Watertown location! This inviting home offers an easy-living layout with a spacious eat-in kitchen, first-floor laundry hookups, a large family room with built-ins, an extra-deep 1.5-car garage, and wheelchair-accessible features. Major updates completed within the past three years--including the roof, windows, furnace, central air, water heater, and leaf filter system with transferable warranties--provide added peace of mind. Relax or entertain on the new screened porch overlooking the fenced half-acre yard, perfect for pets, play, gardening, and outdoor enjoyment. Close to schools, parks, shopping, and dining, this home is ready to welcome its next owner!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Webster Elementary SchoolGrades PK-50.3 mi
5/10
Riverside Middle SchoolGrades 6-81.2 mi
4/10
Watertown High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1975

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 120

Bedroom3

  • Level: Main
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,250 sqft

Kitchen

  • Level: Main
  • Area: 238

Living Room

  • Level: Main
  • Area: 264

Master Bedroom

  • Level: Main
  • Area: 120

Property

Details

  • Parcel number: 2829108150912031
  • Zoning: RES
  • Exclusions: Freezer,Small Back Shed,Sellers Personal Belongings

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Fenced Yard
  • Living area range: 1001-1250

Lot

  • Lot size: 0.44 Acres
  • Features: Sidewalks

Parking

  • Total spaces: 1.5
  • Parking features: Garage Door Opener,Attached,1 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,620$19,440
Home Insurance *$124$1,488
Property Taxes $382$4,584
Electricity $171$2,054
Total$2,297$27,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,754/yr
40% on housing$68,910/yr
45% on housing$61,253/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 53094$183
Jefferson County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 53094$205
Jefferson County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$296,900
2026-08-10Listing removed$304,900
2026-08-05Price change$304,900
2026-07-28Price change$320,500
2026-07-20Price change$325,500
2026-07-17Listed for sale$344,500
2001-10-02Sold$115,000

For Sale by Agent

AgentJennifer Biro
BrokerageKeller Williams Realty-Milwaukee Southwest

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