3115 20th St, Rockford, IL, 61109
About This Home
This well-maintained ranch home offers golf course views right from the front yard, setting the stage for a lifestyle that blends comfort with charm. Fully remodeled in 2023, updates include a new roof, windows, flooring, bathroom, and fresh paint throughout, making this two-bedroom, one-bathroom home completely move-in ready. The cement block stucco exterior provides lasting durability, while the partially finished basement presents excellent potential for additional living space. Outside, a fully fenced yard with privacy fencing creates an ideal setting for entertaining, gardening, or quiet relaxation. Garage space is where this property truly shines. A double attached garage handles everyday parking needs, while a massive nine-hundred-square-foot detached garage equipped with two-hundred-amp electrical service opens the door to workshops, hobbies, or generous storage possibilities. From thoughtful updates to exceptional outdoor space, this home delivers on every front. Currently occupied by a long term tenant. Additional rental properties within the same portfolio are also available for purchase. Recent Appraisal $225,000. Contact listing agent for more details.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Roof: Shingle
- Construction materials: Concrete Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Water Softener,Gas Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Sump Pump
Bedroom2
- Level: Main
- Area: 110
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- L.L. Finished Space
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 280
- Finished area above ground: 912
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,192
- Total interior livable area: 1,192 sqft
Kitchen
- Level: Main
- Area: 189
Living Room
- Level: Main
- Area: 572
Master Bedroom
- Level: Main
- Area: 110
Property
Details
- Parcel number: 1501433017
- Special condition: Agent Owned/Interest
Features
- Patio & porch: Patio-Brick Paver
- Fencing: Fenced
- Has view: Yes
- View description: Golf Course
Lot
- Lot size: 0.30 Acres
- Features: City/Town
Parking
- Total spaces: 8
- Parking features: Attached,Detached
- Has garage: Yes
- Attached garage spaces: 8
- Covered spaces: 8
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,142 | $13,704 |
| Home Insurance * | $145 | $1,740 |
| Property Taxes | $429 | $5,148 |
| Electricity | $130 | $1,569 |
| Total | $1,846 | $22,152 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $225,900 |
| 2026-01-21 | Listing removed | -- |
| 2026-01-02 | Listed for sale | $225,000 |
| 2024-02-17 | Listing removed | -- |
| 2024-01-11 | Price change | $1,675 |
| 2024-01-02 | Price change | $1,725 |
| 2023-12-22 | Price change | $1,775 |
| 2023-12-01 | Price change | $1,825 |
| 2023-11-16 | Listed for rent | $1,850 |
| 2023-10-23 | Sold | $109,000 |
| 2023-10-12 | Pending sale | $99,900 |
| 2023-10-11 | Listed for sale | $99,900 |
For Sale by Agent
View on Zillow