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3307 Hoover Ave, Rockford, IL, 61109

2beds
1baths
1,600sqft
$139,900
$87price/sqft
$1,192/moest. monthly cost
$47,680/yrincome needed

About This Home

Come take a look at this ranch home with a front porch. Located near Don Schmid Park and bypass 20. Property is currently under repair with a lot of potential as a starter home or rental property.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
1/10
Jefferson High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Shingle
  • Construction materials: Aluminum

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Natural Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 106.82

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: Main
  • Area: 78.85

Living Room

  • Level: Main
  • Area: 386.1

Master Bedroom

  • Level: Main
  • Area: 130.34

Property

Details

  • Parcel number: 1502455024
  • Special condition: Agent Owned/Interest

Features

  • Patio & porch: Deck

Lot

  • Lot size: 6,534 sqft
  • Features: City/Town

Parking

  • Total spaces: 2.5
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$90$1,080
Property Taxes $265$3,180
Electricity $130$1,569
Total$1,192$14,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,868/yr
40% on housing$35,760/yr
45% on housing$31,786/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 61109$101
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61109$122
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-11Listed for sale$139,900
2026-03-03Listed for rent$1,395
2008-06-30Sold$65,000
2005-05-24Sold$67,000
2002-10-31Sold$65,000

For Sale by Agent

AgentKathryn Hulleberg
BrokerageThe Factory Real Estate & Property Management, Llc

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