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2104B W Holiday, Fate, TX, 75087

2beds
2baths
2,414sqft
$570,000
$236price/sqft
$4,285/moest. monthly cost
$171,400/yrincome needed

About This Home

Experience the rare combination of privacy, acreage, convenience, and long-term value in one of the fastest growth corridors east of Dallas. Tucked behind mature trees this 3 acres in highly sought-after Fate, is hidden from the road behind an automatic gate and accessed by a winding concrete driveway that passes two ponds and mature trees before revealing your own private sanctuary. Custom built with accessibility in mind, the home features oversized rooms, wheelchair-width doorways, and a thoughtful floor plan designed for functionality. Both bedrooms offer private ensuite baths, while the expansive primary suite is a true retreat with French doors opening to the front porch and breathtaking views of the surrounding landscape. The enormous walk-through primary closet connects directly to the laundry room for everyday convenience. A dedicated home office with private access to the garage creates the ideal setup for remote work, while a wall of windows showcases peaceful views of Lake Stodgehill and fills the home with natural light. Custom plantation shutters, extensive wood built-ins, granite countertops, wood flooring, and quality craftsmanship throughout reflect the care that has gone into maintaining this exceptional property. The wrought-iron fenced backyard preserves the panoramic views of towering mature trees and open green spaces. Enjoy morning coffee in the sunroom, relax on the expansive covered porches, or take advantage of the insulated RV-height metal shop offering abundant storage and workspace for hobbies & equipment. Generac whole-home generator, and all appliances convey with the sale, this property is truly move-in ready. Just minutes from Rockwall's premier shopping, dining, and entertainment this unique property provides a rare opportunity to own a secluded estate within a rapidly growing area, excellent schools, and continued development. Currently used as an income producing rental to front home which is listed separately MLS 21297724. NO HOA

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
7/10
9/10
Rockwall High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern,Ranch,Studio,Traditional,Detached,Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Double Oven,Dishwasher,Electric Cooktop,Electric Oven,Disposal,Ice Maker,Microwave,Trash Compactor

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Cathedral Ceiling(s),Dry Bar,Decorative/Designer Lighting Fixtures,Double Vanity,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Vaulted Ceiling(s),Natural Woodwork,Walk-In Closet(s),Wired for Sound
  • Flooring: Combination,Ceramic Tile,Hardwood,Tile,Wood

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s),Multi Units

Interior Area

  • Total interior livable area: 2,414 sqft

Living Room

  • Level: First
  • Dimensions: 20 x 25

Master Bedroom

  • Level: First
  • Dimensions: 20 x 20

Sunroom

  • Level: First
  • Dimensions: 20 x 10

Property

Accessibility

  • Accessibility features: Customized Wheelchair Accessible,Accessible Doors,Accessible Hallway(s)

Details

  • Parcel number: 000000047273
  • Other equipment: Farm Equipment,Generator,Negotiable

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Covered Courtyard,Dog Run,Fire Pit,Lighting,Outdoor Living Area,Outdoor Shower,Private Entrance,Private Yard,RV Hookup,Storage
  • Fencing: Barbed Wire,Back Yard,Cross Fenced,Fenced,Front Yard,Gate,Metal,Perimeter
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront
  • Waterbody name: Stamford
  • Topography of land: Hill
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 3 Acres
  • Features: Acreage,Agricultural,Back Yard,Cleared,Backs to Greenbelt/Park,Greenbelt,Interior Lot,Lawn,Landscaped,Level,Pasture,Pond on Lot,Ravine,Rolling Slope,Many Trees,Few Trees,Waterfront

Parking

  • Total spaces: 6
  • Parking features: Additional Parking,Concrete,Covered,Door-Single,Driveway,Electric Gate,Garage,Garage Door Opener,Gated,Lighted,RV Garage,Garage Faces Side,Boat,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$351$4,212
Property Taxes $787$9,444
Electricity $265$3,180
Total$4,285$51,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,914/yr
40% on housing$128,550/yr
45% on housing$114,266/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 75087$194
Rockwall County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 75087$188
Rockwall County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$550,000
2026-07-17Price change$570,000
2026-07-02Price change$575,000
2026-06-10Listed for sale$579,000
2023-05-24Listing removed--
2023-04-18Price change$629,999
2023-03-29Price change$630,000
2023-01-12Listed for sale$649,999

For Sale by Agent

AgentRachel Craig
BrokerageReal Broker, LLC

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