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477 Monterey Dr, Rockwall, TX, 75087

5beds
4baths
3,594sqft
$539,000
$150price/sqft
$3,998/moest. monthly cost
$159,920/yrincome needed

About This Home

Located in the highly sought-after Lakeview Summit, this spacious 5-bedroom, 3.5-bath home delivers the ideal combination of functionality, updates, and everyday livability. The home features 3 distinct living areas and 2 dining spaces, giving you room to spread out, entertain, or work from home without compromise. The heart of the home is the updated kitchen, outfitted with GE Cafe appliances including a double oven range, microwave, and dishwasher, paired with upgraded fixtures and lighting for a clean, modern feel. The layout offers generously sized bedrooms and versatile spaces that adapt easily to multi-generational living, guest accommodations, or media and game room setups. Step outside to a private, fenced backyard with a newly extended patio and pergola, a setup built for entertaining or relaxing evenings. The lot also benefits from alley access, a 3-car garage, and an oversized driveway! Residents enjoy access to a community pool and neighborhood park, adding value without the maintenance burden. Prime location with easy access to major highways, dining, retail, and so much more! Recent improvements to the home include new roof in 2024, pergola and extended patio added in 2024, both water heaters replaced in the last 3 years, both HVAC units replaced in the last 2 years, upgraded LED lighting fixtures added in hallways and all bathrooms, upgraded faucets in kitchen and bathrooms, GE Cafe Appliances installed. Don't miss out on a chance to make this lovely home yours, schedule your showing today!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
8/10
9/10
Rockwall High SchoolGrades 8-122.5 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Cooktop,Electric Oven,Disposal,Microwave,Refrigerator

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 15 x 10

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Dimensions: 10 x 10

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 14 x 11

Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 23 x 8

Family Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 15 x 19

Features

  • Eat-in Kitchen,High Speed Internet,Kitchen Island,Pantry,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Half Bath

  • Level: First
  • Dimensions: 8 x 5

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 3,594 sqft

Kitchen

  • Features: Built-in Features,Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First
  • Dimensions: 21 x 13

Laundry

  • Level: First
  • Dimensions: 5 x 7

Living Room

  • Level: First
  • Dimensions: 14 x 22

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,Double Vanity,En Suite Bathroom,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 17 x 16

Media Room

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 19 x 17

Other

  • Level: Second
  • Dimensions: 10 x 5

Other

  • Level: Second
  • Dimensions: 10 x 10

Property

Details

  • Parcel number: 000000053809
  • Exclusions: Owner's belongings,Hot Tub,Outdoor TV and Mount,Living Room 75in TV and Mount,Toto Bidet in Half Bath,Refrigerator,area rugs,Washer & Dryer

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Rear Porch,Covered
  • Fencing: Back Yard,Full,Gate,Wood

Lot

  • Lot size: 9,975 sqft
  • Features: Interior Lot,Landscaped,Subdivision,Sprinkler System,Few Trees

Parking

  • Total spaces: 3
  • Parking features: Alley Access,Concrete,Door-Multi,Driveway,Garage,Garage Door Opener,Inside Entrance,Kitchen Level,Lighted,Oversized,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$332$3,984
Property Taxes $547$6,564
Electricity $394$4,735
Total$3,998$47,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,074/yr
40% on housing$119,940/yr
45% on housing$106,613/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 75087$195
Rockwall County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 75087$188
Rockwall County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$569,000
2026-04-13Price change$579,000
2026-04-01Price change$599,000
2026-03-30Listed for sale$615,000
2022-05-31Sold--
2022-05-04Pending sale$559,000
2022-05-01Contingent$559,000
2022-04-21Price change$559,000
2022-04-09Listed for sale$575,000
2010-05-17Sold--
2010-03-01Listed for sale$198,000
2010-02-02Sold--
2009-01-06Sold--

For Sale by Agent

AgentLisa Richardson
BrokerageCompass RE Texas, LLC.

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